578 Mitchell Ave, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 578 Mitchell Ave, Lexington, KY 40503

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,912 sqft · built 1950
Lot Size0.201 acres (8,751 sqft)
Owner2 Company Names on Record
Last Sale$234,100 (Feb 2020)
Tax Bill$4,879 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Aug 2022 Mortgage
+ 3 more
APN20245900

Property Details

APN / Parcel Number

Primary APN20245900

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area1,912 sqft Living Area
Basement Area1,099 sqft
Unfinished Basement1,099 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialStone
Lot Area8,751 sqft (0.201 acres)
Garage TypeDetached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
Deck Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address578 MITCHELL AVE
CityLEXINGTON
StateKY
Zip40503-1738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1C
Legal DescriptionLOT 7; BOOK: 3835 PAGE: 127
Legal SubdivisionROSEMILL
Legal BlockC
Legal Lot Number7
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE CENTRAL
Census Block Group2
Census Block2001
Census Tract2900

Owner

Source: Lexington-Fayette Urban County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address578 MITCHELL AVE, LEXINGTON, KY 40503-1738
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2023Deed, Transfer · Conventional Mortgage
CENTRAL BANK & TRUST CO
Aug 30, 2022Deed of Trust, Mortgage
COMMONWEALTH CREDIT UNION
Mar 7, 2017Deed of Trust, Mortgage
JPMORGAN CHASE BK NA
Feb 27, 2020Deed, Transfer
Mar 7, 2017Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2020 · Amount on Record
Deed SaleFeb 27, 2020 · Amount on Record
Prior SaleMar 7, 2017 · Amount on Record
Deed Book / Page3736 / 588
Last Transfer DateMay 12, 2025
Transfer Doc0000000135
Record UpdatedSep 20, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateMar 10, 2023
Property Address578 MITCHELL AVE, LEXINGTON, KY 40503-1738
Document NumberDB4005/500
Book / PageDB 4005 / 500
Instrument DateFeb 24, 2023
Instrument202303100007
Transaction TypeTransfer
Record UpdatedAug 18, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$397.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1417 COPPER CREEK DR, LEXINGTON, KY 40514-1276

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address578 MITCHELL AVE, LEXINGTON, KY 40503-1738

Mortgage

Document Number202303100008
DateMar 10, 2023
Instrument202303100008
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address578 MITCHELL AVE, LEXINGTON, KY 40503-1738
Transaction TypeMortgage
Record UpdatedSep 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000514/589
DateAug 30, 2022
Book Page0514/589
Lender
NameCOMMONWEALTH CREDIT UNION
Agreement
AmountAmount Recorded

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address578 MITCHELL AVE, LEXINGTON, KY 40503-1738
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008788/021
DateMar 7, 2017
Book Page8788/021
Lender
NameJPMORGAN CHASE BK NA
Agreement
AmountAmount Recorded

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateFeb 27, 2020
Property Address578 MITCHELL AVE, LEXINGTON, KY 40503-1738
Document Number003736/588
Book / Page3736 / 588
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2017: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateMar 7, 2017
Property Address578 MITCHELL AVE, LEXINGTON, KY 40503-1738
Document Number003473/204
Book / Page3473 / 204
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,879.00$397,500 (-)$397,500 (-)
2023$4,879.00 (+64.44%)$397,500 (+69.8%)$397,500 (+69.8%)
2022$2,967.00$234,100$234,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims15 (1978–2006)
Claims Outside the SFHA12 of 15
Most Recent ClaimSep 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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