San Diego County property record for 578 Melba Rd, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,815 sqft Living Area |
| Lot Size | 4,251 sqft (0.98 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,005,000 (2017) |
| Tax Bill | $12,841.00 (2025) |
| Primary APN | 258-251-32-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,815 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 4,251 sqft (0.98 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 578 MELBA RD |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-4655 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 6 TR 012223 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 012223 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 17502 |
Source: San Diego County records · APN 258-251-32-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 578 MELBA RD, ENCINITAS, CA 92024-4655 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Jun 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Mar 15, 2018 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Mar 15, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) MUFG UNION BANK NA |
| Oct 09, 2019 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DANNA RABASCO |
| Dec 28, 2017 | Grant Deed, Transfer CALIBER HM LOANS |
| May 17, 2017 | Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2017 · Amount on Record |
| Deed Sale | Dec 28, 2017 · Amount on Record |
| Prior Sale | May 17, 2017 · Amount on Record |
| Deed Doc Number | 2017612673 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 29, 2026 |
| Property Address | 578 MELBA RD, ENCINITAS, CA 92024-4655 |
| Document Number | 0000153940 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026153940 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 578 MELBA RD, ENCINITAS, CA 92024-4655 |
| Document Number | 0000153940, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 2026153940 |
| Name | COMERICA BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 578 MELBA RD, ENCINITAS, CA 92024-4655 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Title Company | PRIORITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 578 MELBA RD, ENCINITAS, CA 92024-4655 |
| Document Number | 0000260606 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 2022-0260606 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 01, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 578 MELBA RD, ENCINITAS, CA 92024-4655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000101514 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 2018-0101514 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 578 MELBA RD, ENCINITAS, CA 92024-4655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000101512 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 2018-0101512 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 01, 2058 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Apr 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 578 MELBA RD, ENCINITAS, CA 92024-4655 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000449898 |
|---|---|
| Date | Oct 09, 2019 |
| Instrument | 2019-0449898 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 578 MELBA RD, ENCINITAS, CA 92024-4655 |
| Document Number | 0000569361 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7427 CAPSTAN DR CARLSBAD CA 920114683, CARLSBAD, CA 92011-4683 |
| Document Number | 0000569361 |
|---|---|
| Date | Dec 06, 2019 |
| Instrument | 569361 |
| Name | DANNA RABASCO |
|---|---|
| Address | 12730 VIA NIEVE, SAN DIEGO, CA 92130-2156 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 28, 2017 |
| Property Address | 578 MELBA RD, ENCINITAS, CA 92024-4655 |
| Document Number | 0000612673 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 612673 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,105.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 578 MELBA RD ENCINITAS CA 920244655, ENCINITAS, CA 92024-4655 |
| Document Number | 612674 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 612674 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 17, 2017 |
| Property Address | 578 MELBA RD, ENCINITAS, CA 92024-4655 |
| Document Number | 0000221620 |
| Map Reference | MAP12223 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 2017-0221620 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WESTERN RESOURCES TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 578 MELBA RD, ENCINITAS, CA 92024-4655 |
| Document Number | 0000221621 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 2017-0221621 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,166,383 (+2%) Land $812,407 Building $353,976 | |
| 2025 | $12,841.00 (+6.26%) Homeowner's exemption | $1,143,514 (+4.04%) Land $796,478 Building $347,036 |
| 2023 | $12,085.00 (+0.17%) Homeowner's exemption | $1,099,111 Land $765,550 Building $333,561 |
| 2022 | $12,064.00 |
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