San Diego County property record for 578 Los Altos Dr, Chula Vista, CA 91914
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,025 sqft · built 2002 |
| Lot Size | 0.251 acres (10,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (May 2018) |
| Tax Bill | $11,290 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-700-37-00 |
| Primary APN | 595-700-37-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,025 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 10,928 sqft (0.251 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 578 LOS ALTOS DR |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91914-4132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC6SF2 |
| Legal Description | LOT 15 TR 013741 |
| Legal Subdivision | 92-02 SALT CRK RANCH NBRHD 2 U |
| Legal Tract | 013741 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | JAMUL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21306 |
578 Los Altos Dr is owned and occupied by two individuals who bought it in May 2018.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 578 LOS ALTOS DR, CHULA VISTA, CA 91914-4132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2020 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 21, 2018 | Grant Deed, Transfer · Line of Credit TCF NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on File |
| Deed Sale | May 21, 2018 · Amount on File |
| Prior Sale | Dec 28, 2012 · Amount on File |
| Deed Document Number | 2018204432 |
| Prior Transfer Date | Aug 5, 2016 |
| Prior Transfer Doc | 0000416593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 578 LOS ALTOS DR, CHULA VISTA, CA 91914-4132 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000086527 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 2020-0086527 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 578 LOS ALTOS DR, CHULA VISTA, CA 91914-4132 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000587697 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 2019-0587697 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 578 LOS ALTOS DR, CHULA VISTA, CA 91914-4132 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 2941 BABBLING BROOK RD, CHULA VISTA, CA 91914-4305 |
| Document Number | 0000569694 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021-0569694 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 21, 2018 |
| Property Address | 578 LOS ALTOS DR, CHULA VISTA, CA 91914-4132 |
| Document Number | 0000204432 |
| Map Reference | MAP 13741 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 2018-0204432 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | WESTERN RESOURCES TITLE COMP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 578 LOS ALTOS DR, CHULA VISTA, CA 91914-4132 |
| Document Number | 0000204434 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 2018-0204434 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Number | 0000204433 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 2018-0204433 |
| Name | HIGHTECHLENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CITRUS HEIGHTS, CA 95610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 578 Los Altos Dr was $11,290 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $986,490 (+2%) Land $344,869 Building $641,621 | |
| 2025 | $11,290.00 Homeowner's exemption | $967,148 Land $338,107 Building $629,041 |
| 2023 | $10,712.00 (+2.89%) Homeowner's exemption | $929,594 Land $324,979 Building $604,615 |
| 2022 | $10,411.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 578 Los Altos Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 578 Los Altos Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Barona North tribal government · serves 1,171 people · EPA ID 090600118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Copper | 2.34 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Fiber | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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