578 Ironwood, Saint Clair, MO 63077 Property Records

Franklin County property record for 578 Ironwood, Saint Clair, MO 63077 · Last verified August 2026

Property Summary

Property TypeOther Improved
Details3 bd · 1 ba · 1,860 sqft · built 2003
Lot Size3.3 acres (143,748 sqft)
OwnerIndividual Name on File
Last Sale$100,900 (Jan 2020)
Tax Bill$911 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN28-1-01.0-0-002-026.000

Property Details

APN / Parcel Number

Primary APN28-1-01.0-0-002-026.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,860 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleMobile Home
Construction TypeFrame
Lot Area143,748 sqft (3.3 acres)
Garage TypeCarport
CarportCarport
Patio Area144 sqft
Shed1 Shed

Location & Zoning

Street Address578 IRONWOOD
CitySAINT CLAIR
StateMO
Zip63077-4264
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT:1 RIVERWOODS 3
Legal Range2W
Legal Township41N
Legal Section01
Legal SubdivisionRIVERWOODS
Legal Lot Number1
Legal Unit1
JurisdictionFRANKLIN MO
Township / Civil DivisionMERAMEC
Census Block Group3
Census Block3008
Census Tract800501

Owner

Source: Franklin County records · APN 28-1-01.0-0-002-026.000

Assessment roll updated November 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address578 IRONWOOD, SAINT CLAIR, MO 63077-4264
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jan 23, 2020Grant Deed, Transfer
GUILD MTG
Nov 22, 2019Grant Deed, Transfer
NOT AVAILABLE
Oct 31, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE
Jun 08, 2018Loan Modification, Mortgage · FHA Mortgage
US BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 23, 2020 · Amount on Record
Deed SaleJan 23, 2020 · Amount on Record
Prior SaleNov 22, 2019
Deed Document Number20201056
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address578 IRONWOOD, SAINT CLAIR, MO 63077-4264
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002102180
DateFeb 04, 2021
Instrument2102180
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 11, 2041
Interest
Rate TypeFixed Rate

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRANKLIN MO
Recording DateJan 23, 2020
Property Address578 IRONWOOD, SAINT CLAIR, MO 63077-4264
Document Number0000001056
Instrument DateJan 13, 2020
Instrument1056
Transaction TypeTransfer
Record UpdatedFeb 03, 2020
Title CompanyUS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1766 HIGHWAY TT ST CLAIR MO 630772609, ST CLAIR, MO 63077-2609

Mortgage

Document Number1058
DateJan 23, 2020
Instrument1058
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
AmountAmount Recorded
Term360 Months
DueJan 22, 2050

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRANKLIN MO
Recording DateNov 22, 2019
Property Address578 IRONWOOD, SAINT CLAIR, MO 63077-4264
Document Number0000016188
Instrument DateNov 20, 2019
Instrument16188
Transaction TypeTransfer
Record UpdatedFeb 05, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

October 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionFRANKLIN MO
Recording DateOct 31, 2019
Property Address578 IRONWOOD, SAINT CLAIR, MO 63077-4264
Document Number0000014888
Instrument DateOct 30, 2019
Instrument14888
Transaction TypeForeclosure
Record UpdatedNov 14, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address578 IRONWOOD ST CLAIR MO 630774264, ST CLAIR, MO 63077-4264
InvestorPossibly a Property Investor

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN MO
Property Address578 IRONWOOD, SAINT CLAIR, MO 63077-4264
Document Number0000010563
Instrument DateJun 08, 2018
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address578 IRONWOOD ST CLAIR MO 630774264, ST CLAIR, MO 63077-4264

Mortgage

Document Number0000010563
DateJul 31, 2018
Instrument10563
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2048

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 11, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictSullivan C-2 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$911.00 (+2.13%)$14,058 (-7.86%)$73,990 (-7.86%) Land $23,500 Building $50,490
2023$892.00 (+28.16%)$15,257 (+28.71%)$80,300 (+28.71%) Land $20,200 Building $60,100
2022$696.00$11,854
2021$62,390 Land $20,200 Building $42,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 22% of Missouri
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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