Bergen County and Closter Borough property record for 578 High St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 1,466 sqft · built 1954 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Mar 2020) |
| Tax Bill | $11,137 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2025 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01706-0000-00006 |
| Primary APN | 07-01706-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,466 sqft Living Area |
| 1st Floor Area | 1,466 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 124 ft deep x 60 ft wide |
| Account Number | 008240 |
|---|---|
| Street Address | 578 HIGH ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-2625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.17 AC |
| Legal Subdivision | THIELE |
| Legal Block | 1706 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 7002 |
578 High St is owned and occupied by an individual who acquired it in October 2025.
Source: Bergen County and Closter Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 578 HIGH ST, CLOSTER, NJ 07624-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 3, 2025 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Mar 13, 2020 | Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2020 · Amount on File |
| Deed Sale | Mar 13, 2020 · Amount on File |
| Prior Sale | May 7, 2002 · Amount on File |
| Deed Document Number | 202030681 |
| Deed Book / Page | 3545 / 960 |
| Last Transfer Date | Oct 3, 2025 |
| Transfer Doc | 0056151092 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 578 HIGH ST, CLOSTER, NJ 07624-2625 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0041651269 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 4165/1269 |
| Instrument | 2021082841 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 3, 2025 |
| Property Address | 578 HIGH ST, CLOSTER, NJ 07624-2625 |
| Document Number | 0056151092 |
| Book / Page | 5615 / 1092 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 2025068284 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 578 HIGH ST, CLOSTER, NJ 07624-2625 |
| Name | Verified Name |
|---|---|
| Address | 578 HIGH ST, CLOSTER, NJ 07624-2625 |
| Document Number | 2025074592 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 2025074592 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 13, 2020 |
| Property Address | 578 HIGH ST, CLOSTER, NJ 07624-2625 |
| Document Number | 0035450960 |
| Book / Page | 003545 / 000960 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 20030681 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 578 HIGH ST CLOSTER NJ 076242625, CLOSTER, NJ 07624-2625 |
| Document Number | 35450967 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 003545/000967 |
| Instrument | 20030682 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2050 |
The 2025 property tax bill for 578 High St was $11,137, up 7.8% from the year before.
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $620,600 (+15.46%) Land $453,500 Building $167,100 | $620,600 (+15.46%) Land $453,500 Building $167,100 | |
| 2025 | $11,137.00 (+7.83%) | $537,500 (+10.12%) Land $393,900 Building $143,600 | $537,500 (+10.12%) Land $393,900 Building $143,600 |
| 2024 | $10,328.00 (+5.71%) | $488,100 (+7.11%) Land $351,700 Building $136,400 | $488,100 (+7.11%) Land $351,700 Building $136,400 |
| 2023 | $9,770.00 (-0.04%) | $455,700 Land $323,000 Building $132,700 | $455,700 Land $323,000 Building $132,700 |
| 2022 | $9,774.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 578 High St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2011–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 578 High St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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