578 Hidden Ridge Ct, Encinitas, CA 92024 Property Records

San Diego County property record for 578 Hidden Ridge Ct, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,830 sqft · built 2000
Lot Size	0.375 acres (16,329 sqft)
Owner	Company Name on Record
Last Sale	$767,500 (Dec 1999)
Tax Bill	$15,074 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`257-520-23-00`

Property Details

APN / Parcel Number

Primary APN	`257-520-23-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,830 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	16,329 sqft (0.375 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	578 HIDDEN RIDGE CT
City	ENCINITAS
State	CA
Zip	92024-5839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 23 TR 013499
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	013499
Legal Block	2
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17605

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	578 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5839
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Aug 10, 2020	Deed of Trust, Mortgage · Commercial Mortgage MIDFIRST BANK
Aug 8, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 8, 2017	Quit Claim Deed, Transfer INSIDER MORTGAGE CORP
Apr 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 1999 · Amount on Record
Deed Sale	Dec 17, 1999 · Amount on Record
Deed Document Number	1999820205
Last Transfer Date	Aug 1, 2017
Transfer Doc	0000357131
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	578 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5839
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5839

Mortgage

Document Number	0000060494
Date	Mar 4, 2026
Instrument	2026-0060494

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	578 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5839
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000444604
Date	Aug 10, 2020
Instrument	2020-0444604

Lender

Name	MIDFIRST BANK
Type	Bank
Address	LOS ANGELES, CA 90067

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 8, 2017
Property Address	578 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5839
Document Number	0000357133
Instrument Date	Aug 1, 2017
Instrument	357133
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	578 HIDDEN RIDGE CT ENCINITAS CA 920245839, ENCINITAS, CA 92024-5839

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 8, 2017
Property Address	578 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5839
Document Number	0000357131
Instrument Date	Aug 1, 2017
Instrument	357131
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	578 HIDDEN RIDGE CT ENCINITAS CA 920245839, ENCINITAS, CA 92024-5839

Mortgage

Document Number	357132
Date	Aug 8, 2017
Instrument	357132

Lender

Name	INSIDER MORTGAGE CORP
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2017
Property Address	578 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5839
Document Number	0000146992
Instrument Date	Mar 17, 2017
Instrument	146992
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	578 HIDDEN RIDGE CT ENCINITAS CA 920245839, ENCINITAS, CA 92024-5839

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2017
Property Address	578 HIDDEN RIDGE CT, ENCINITAS, CA 92024-5839
Document Number	0000146993
Instrument Date	Mar 17, 2017
Instrument	146993
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	578 HIDDEN RIDGE CT ENCINITAS CA 920245839, ENCINITAS, CA 92024-5839

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,233,318 (+2%) Land $423,274 Building $810,044
2025	$15,074.00 (+5.45%) Homeowner's exemption	$1,209,136 (+4.04%) Land $414,975 Building $794,161
2023	$14,295.00 (+1.77%) Homeowner's exemption	$1,162,186 Land $398,862 Building $763,324
2022	$14,046.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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