578 Hart Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 578 Hart Dr, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,259 sqft · built 1990
Lot Size0.48 acres (20,924 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Jun 2015)
Tax Bill$4,630 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN483-101-16-05

Property Details

APN / Parcel Number

Primary APN483-101-16-05

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,259 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Lot Area20,924 sqft (0.48 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address578 HART DR
CityEL CAJON
StateCA
Zip92021-4503
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 21 US 5 PER DOC91-080489&UND INT IN TR 001674
Legal SubdivisionMAGNOLIA RANCH
Legal Tract001674
Legal Block5
Legal Lot Number21
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group5
Census Block5000
Census Tract16504

Owner

Source: San Diego County records · APN 483-101-16-05

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3910 JULIE LN, LA MESA, CA 91941-7334
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 24, 2015 · Amount on Record
Deed SaleJun 24, 2015 · Amount on Record
Prior SaleNov 14, 2014 · Amount on Record
Deed Document Number2015328378
Prior Transfer DateJan 03, 2012
Prior Transfer Doc0000007524
Record UpdatedSep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 21, 2021
Property Address578 HART DR, EL CAJON, CA 92021-4503
Document Number0000308890
Map ReferenceMPA 1674
Instrument DateApr 16, 2021
Instrument2021-0308890
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3910 JULIE LN, LA MESA, CA 91941-7334

Mortgage

Document Number0000308891
DateApr 21, 2021
Instrument2021-0308891
Lender
NameEXCEPTIONAL MORTGAGE SOLUTIONS
TypeMortgage Company
AddressSAN DIEGO, CA 92123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$343,235 (+2%) Land $190,687 Building $152,548
2025$4,630.00 (+2.68%)$336,506 (+4.04%) Land $186,949 Building $149,557
2023$4,509.00 (+2.01%)$323,441 Land $179,691 Building $143,750
2022$4,420.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730165045, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2016–2024)
Most Recent ClaimJan 2024, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 613 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, AT&T, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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