578 Fountain St, Olean, NY 14760 Property Records

Cattaraugus County and Olean City property record for 578 Fountain St, Olean, NY 14760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,614 sqft · built 1915
Lot Size	0.424 acres (18,500 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jan 2023)
Tax Bill	$2,225 (2025)
Deeds & Mortgages	Jun 2023 Refinance May 2023 Refinance + 1 more
APN	`041200 94.039-2-29`

Property Details

APN / Parcel Number

Primary APN	`041200 94.039-2-29`
Alternative APNs	`120009403900020290000000` `016455`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,614 sqft Living Area
1st Floor Area	930 sqft
2nd Floor Area	684 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	18,500 sqft (0.424 acres)
Lot Dimensions	185 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	374 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	016455
Street Address	578 FOUNTAIN ST
City	OLEAN
State	NY
Zip	14760-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	2
Legal Lot Number	29.000
Jurisdiction	CATTARAUGUS NY
Township / Civil Division	OLEAN
Census Block Group	2
Census Block	2009
Census Tract	961500

Owner

Source: Cattaraugus County and Olean City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	578 FOUNTAIN ST, OLEAN, NY 14760-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
May 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Jan 20, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Deed Document Number	20231232
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATTARAUGUS NY
Property Address	578 FOUNTAIN ST, OLEAN, NY 14760-1116
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009119
Date	Jun 14, 2023
Instrument	202309119

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2033

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATTARAUGUS NY
Property Address	578 FOUNTAIN ST, OLEAN, NY 14760-1116
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007101
Date	May 3, 2023
Instrument	202307101

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2033

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATTARAUGUS NY
Recording Date	Jan 20, 2023
Property Address	578 FOUNTAIN ST, OLEAN, NY 14760-1116
Document Number	0000001232
Instrument Date	Jan 11, 2023
Instrument	202301232
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 N 3RD ST, OLEAN, NY 14760-2504

Tax Assessment & Valuation

Source: Cattaraugus County and Olean City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cattaraugus County
Municipality	Olean City
Unified School District	Olean City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,225.00 (-14.23%)	$58,000 (-) Land $9,300 Building $48,700	$81,690 (+9.86%) Land $13,099 Building $68,591
2024	$2,594.00
2023		$58,000 Land $9,300 Building $48,700	$74,359 Land $11,923 Building $62,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Jul 2003 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLEAN CITY serves 14,500 people · EPA ID NY0400345
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong, Verizon.

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