Cherokee County property record for 578 Fall Branch Rd, Murphy, NC 28906 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,056 sqft Heated Area |
| Lot Size | 142,441 sqft (3.27 acres) |
| Garage | 288 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,132.00 (2025) |
| Primary APN | 551201053114000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,056 sqft Heated Area |
| Gross Area | 2,896 sqft Gross Area |
| 1st Floor | 1,056 sqft 1st Floor |
| Basement Area | 720 sqft Basement |
| Finished Basement | 720 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Shingle Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 142,441 sqft (3.27 acres) |
| Depth X Width | 247 ft x 310 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 288 sqft Garage |
| Shed | 1 Shed |
| Deck Area | 228 sqft Deck |
| Porch Area | 604 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 43460 |
|---|---|
| Street Address | 578 FALL BRANCH RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-6822 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | FR SIMONET 1083/848 1370/425 |
| Legal Subdivision | WATERS OF FALL BRANCH |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 3 |
| Census Block | 3051 |
| Census Tract | 930401 |
Source: Cherokee County records · APN 551201053114000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 578 FALL BRANCH RD, MURPHY, NC 28906-6822 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 03, 2009 |
| Transfer Doc | 1370/0425 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 578 FALL BRANCH RD, MURPHY, NC 28906-6822 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 001726/224 |
|---|---|
| Date | Dec 08, 2022 |
| Book Page | 1726/224 |
| Instrument | 7628 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,132.00 | $149,620 (-) | $149,620 (-) Land $17,890 Building $131,730 |
| 2023 | $149,620 | $149,620 Land $17,890 Building $131,730 |
578 Fall Branch Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 64th percentile of exposed land nationally · 87th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 435 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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