578 E Main St, Middletown, NY 10940 Property Records

Orange County and Wallkill Town property record for 578 E Main St, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,400 sqft · built 1960
Lot Size	0.364 acres (15,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jun 2023)
Tax Bill	$5,826 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2018 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`335200 73-1-17.2`

Property Details

APN / Parcel Number

Primary APN	`335200 73-1-17.2`
Alternative APNs	`33520007300000010170000000` `73-1-17.2` `73-1-17`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	1,200 sqft
2nd Floor Area	1,200 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	15,840 sqft (0.364 acres)
Lot Dimensions	264 ft deep x 60 ft wide
View / Lot	Suburban
Garage Type	Basement
Porch	Enclosed Porch
Porch Area	680 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	73-1-17.2
Street Address	578 E MAIN ST
City	MIDDLETOWN
State	NY
Zip	10940-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HC
Legal Block	1
Legal Lot Number	17.20
Jurisdiction	ORANGE NY
Township / Civil Division	WALLKILL
Census Block Group	2
Census Block	2000
Census Tract	11200

Owner

Source: Orange County and Wallkill Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	578 E MAIN ST, MIDDLETOWN, NY 10940-2632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed, Transfer · Stand-Alone First Mortgage UNMB HOME LOANS INC
Jun 25, 2018	Loan Modification, Mortgage SALISBURY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Oct 29, 2003 · Amount on Record
Deed Document Number	202334621
Deed Book / Page	15427 / 1966
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Jun 2, 2023
Property Address	578 E MAIN ST, MIDDLETOWN, NY 10940-2632
Document Number	0000034621
Book / Page	15427 / 1966
Instrument Date	Mar 20, 2023
Instrument	20230034621
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 N BEACON ST, MIDDLETOWN, NY 10940-4706
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034622
Date	Jun 2, 2023
Instrument	20230034622

Lender

Name	UNMB HOME LOANS INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	578 E MAIN ST, MIDDLETOWN, NY 10940-2632
Document Number	0000051811
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	RECORD SEARCH COMPANY LIMITED, RECORD SEARCH CO LTD

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 S MANHEIM BLVD #68 NEW PALTZ NY 125612468, 68, NEW PALTZ, NY 12561-2468

Mortgage

Document Number	0000051811
Date	Jul 18, 2018
Book Page	014431/001216
Instrument	51811

Lender

Name	SALISBURY BK&TR
Type	Bank
Address	LAKEVILLE, CT 06039-1868

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County and Wallkill Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Wallkill Town
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,000 (-) Land $10,000 Building $25,000	$277,300 (+14.87%)
2024	$5,826.00
2023		$35,000 (-) Land $10,000 Building $25,000	$241,400 (+10.48%) Land $68,971 Building $172,429
2022		$35,000 Land $10,000 Building $25,000	$218,500 Land $62,429 Building $156,071

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	2 (2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLKILL CONSOLIDATED WD serves 18,450 people · EPA ID NY3503584
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	85 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

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