578 Covington St, Sumter, SC 29150 Property Records

Sumter County property record for 578 Covington St, Sumter, SC 29150

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,914 sqft · built 1980
Lot Size0.356 acres (15,496 sqft)
OwnerIndividual Name on File
Last Sale$239,900 (May 2022)
Tax Bill$1,699 (2025)
Deeds & MortgagesMay 2022 Mortgage
Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN205-04-01-009

Property Details

APN / Parcel Number

Primary APN205-04-01-009
Alternative APN
  • 26672

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,914 sqft Living Area
Gross Area2,227 sqft
1st Floor Area1,914 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1982
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,496 sqft (0.356 acres)
Lot Dimensions149 ft deep x 104 ft wide
Garage TypeAttached
Garage Area298 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered/Finished Porch
Patio Area153 sqft
Shed1 Shed
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Utility Building48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number26672
Street Address578 COVINGTON ST
CitySUMTER
StateSC
Zip29150-3206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-9
Legal DescriptionLOT D Z45-488 PB93-1456 104 FT AV PB86-658
Legal SubdivisionHEATHLEY WOOD
Legal Block2
Legal Lot NumberD
JurisdictionSUMTER SC
Township / Civil DivisionSUMTER
Census Block Group2
Census Block2033
Census Tract902

Owner

Source: Sumter County records · APN 205-04-01-009

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address578 COVINGTON ST, SUMTER, SC 29150-3206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Deed of Trust, Mortgage
Oct 21, 2021Deed, Transfer
Jun 25, 2021Deed of Distribution, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 11, 2022 · Amount on Record
Deed SaleMay 11, 2022 · Amount on Record
Prior SaleOct 21, 2021 · Amount on Record
Deed Book / Page1301 / 4764
Last Transfer DateJul 29, 2024
Transfer Doc0013302318
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address578 COVINGTON ST, SUMTER, SC 29150-3206
Transaction TypeMortgage
Record UpdatedMay 25, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013014768
DateMay 11, 2022
Book Page1301/4768
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER SC
Property Address578 COVINGTON ST, SUMTER, SC 29150-3206
Transaction TypeMortgage
Record UpdatedMay 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionSUMTER SC
Recording DateOct 21, 2021
Property Address578 COVINGTON ST, SUMTER, SC 29150-3206
Document Number0012930247
Book / Page1293 / 247
Instrument DateOct 20, 2021
Transaction TypeTransfer
Record UpdatedNov 01, 2021

Transaction

AmountAmount Recorded
Tax$429.20
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 NASH ST, SUMTER, SC 29150-3219

June 2021: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionSUMTER SC
Recording DateJun 25, 2021
Property Address578 COVINGTON ST, SUMTER, SC 29150-3206
Document Number0012872725
Book / Page1287 / 2725
Map ReferenceMB PB93 PG 1456
Instrument DateJun 01, 2021
Transaction TypeTransfer
Record UpdatedJul 07, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address578 COVINGTON ST, SUMTER, SC 29150-3206

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,699.00 (+4.75%)$8,810 (-0.11%) Land $1,250 Building $7,560$220,322 (-) Land $31,200 Building $189,122
2023$1,622.00 (+23.35%)$8,820 (+24.05%) Land $1,250 Building $7,570$220,322 (+23.99%) Land $31,200 Building $189,122
2022$1,315.00$7,110 Land $1,250 Building $5,860$177,691 Land $31,200 Building $146,491

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), as of January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850009022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims17 (1989–2023)
Claims Outside the SFHA2 of 17
Most Recent ClaimMar 2023 · other causes
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 13 claims

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 247 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC4310001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF SUMTER
serves 53,070 people
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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