Pinellas County property record for 578 Circle Dr W, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,077 sqft · built 1964 |
| Lot Size | 0.191 acres (8,333 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $786 (2025) |
| Deeds & Mortgages | Jun 2023 Reverse Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-0392-5 |
| Primary APN | C62-000-748-0392-5 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,077 sqft Living Area |
| Gross Area | 1,716 sqft |
| 1st Floor Area | 1,077 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | H-Shape |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 8,333 sqft (0.191 acres) |
| Lot Dimensions | 119 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 339 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R364169 |
|---|---|
| Street Address | 578 CIRCLE DR W |
| City | LARGO |
| State | FL |
| Zip | 33770-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RICHMOND HILL BLK C, LOT 16 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 33 |
| Legal Subdivision | RICHMOND HILL |
| Legal Tract | 74736 |
| Legal Block | C |
| Legal Lot Number | 16 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 25211 |
578 Circle Dr W is owned and occupied by an individual who acquired it in August 2021.
Source: Pinellas County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 578 CIRCLE DR W, LARGO, FL 33770-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Aug 27, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2021 |
| Deed Sale | Aug 27, 2021 |
| Prior Sale | Aug 2, 2000 · Amount on File |
| Deed Document Number | 2021282483 |
| Deed Book / Page | 21690 / 1166 |
| Prior Transfer Date | Jul 26, 2021 |
| Prior Transfer Doc | 0216901166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 578 CIRCLE DR W, LARGO, FL 33770-3104 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 578 CIRCLE DR W, LARGO, FL 33770-3104 |
| Document Number | 0224621087 |
|---|---|
| Date | Jun 5, 2023 |
| Book Page | 22462/1087 |
| Instrument | 2023145615 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.69% |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 27, 2021 |
| Property Address | 578 CIRCLE DR W, LARGO, FL 33770-3104 |
| Document Number | 0216901166 |
| Book / Page | 21690 / 1166 |
| Map Reference | MB 39 PG 9 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021282483 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9500 JOLLYVILLE RD APT 139, 9500, AUSTIN, TX 78759-6524 |
| Name | Verified Name |
|---|---|
| Address | 578 CIRCLE DR W, LARGO, FL 33770-3104 |
| Document Number | 216901173 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 21690/1173 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 578 Circle Dr W was $786 with exemptions applied.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $786.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $95,878 | $275,778 Land $137,070 Building $138,708 |
| 2023 | $913.00 (+5.18%) Homeowner's exemption | $90,462 (+3%) | $214,023 (+15.28%) Land $165,080 Building $48,943 |
| 2022 | $868.00 Homeowner's exemption | $87,827 | $185,652 Land $147,742 Building $37,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 578 Circle Dr W in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 61 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 11 (2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 578 Circle Dr W has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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