578 Cherokee Rd, Four Seasons (Lake Ozark), MO 65049 Property Records

Camden County property record for 578 Cherokee Rd, Four Seasons, MO 65049

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,408 sqft · built 2009
Lot Size0.225 acres (9,801 sqft)
OwnerIndividual Name on File
Tax Bill$1,279 (2025)
Deeds & MortgagesJun 2023 Line of Credit
May 2025 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN01 8.0 28.0 000.0 004 039.000

Property Details

APN / Parcel Number

Primary APN01 8.0 28.0 000.0 004 039.000

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,408 sqft Gross Area

Exterior

Year BuiltBuilt 2009
Construction TypeFrame
Lot Area9,801 sqft (0.225 acres)
Lot Dimensions146 ft deep x 74 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address578 CHEROKEE RD
CityFOUR SEASONS
StateMO
Zip65049-5011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1126
Legal SubdivisionKAYS POINT NO 4
Legal Lot Number1126
JurisdictionCAMDEN MO
Township / Civil DivisionPAWHUSKA
Census Block Group1
Census Block1066
Census Tract950102

Owner

Source: Camden County records · APN 01 8.0 28.0 000.0 004 039.000

Assessment roll updated May 31, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address814 ANEMONE ROAD, LAWRENCE, KS 66049
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Deed of Trust, Mortgage · Line of Credit
RIVER REGION CU
May 15, 2025Warranty Deed, Transfer
ALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC
Aug 18, 2023Deed of Trust, Mortgage · Conventional Mortgage
MID AMERICA BANK
Aug 18, 2023Warranty Deed, Transfer · Conventional Mortgage
MID AMERICA BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 15, 2025
Deed SaleMay 15, 2025
Prior SaleAug 18, 2023
Deed Document Number0000912418
Deed Book / Page912 / 418
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN MO
Property Address578 CHEROKEE RD, FOUR SEASONS, MO 65049-5011
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address578 CHEROKEE RD, FOUR SEASONS, MO 65049-5011

Mortgage

Document Number0000349/83
DateJun 27, 2023
Book Page349/83
Lender
NameRIVER REGION CU
TypeCredit Union
AddressJEFFERSON CITY, MO 65109
Agreement
TypeLine of Credit
AmountAmount Recorded
Term302 Months
DueAug 14, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMDEN MO
Recording DateMay 15, 2025
Property Address578 CHEROKEE RD, FOUR SEASONS, MO 65049-5011
Document Number000912/418
Book / Page912 / 418
Map ReferenceMB 13 PG 83-88
Instrument DateMay 14, 2025
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyALLIANCE TITLE COMPANY, ALLIANCE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address814 ANEMONE ROAD, LAWRENCE, KS 66049

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN MO
Property Address578 CHEROKEE RD, FOUR SEASONS, MO 65049-5011
Transaction TypeMortgage
Record UpdatedAug 30, 2023
Title CompanyFIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6333 VILLAGE CENTER DR 534, 534, BEALETON, VA 22712-9760

Mortgage

Document Number000349/622
DateAug 18, 2023
Book Page349/622
Lender
NameMID AMERICA BANK
TypeBank
AddressJEFFERSON CITY, MO 65101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMDEN MO
Recording DateAug 18, 2023
Property Address578 CHEROKEE RD, FOUR SEASONS, MO 65049-5011
Document Number000888/964
Book / Page888 / 964
Map ReferenceMB 13 PG 83-88
Instrument DateAug 18, 2023
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyFIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS AGCY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address578 CHEROKEE RD, LAKE OZARK, MO 65049-5011

Mortgage

Document Number0000349622
DateAug 18, 2023
Instrument349/622
Lender
NameMID AMERICA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: Camden County records · Assessment roll updated May 31, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCamden County
MunicipalityVillage Of Four Seasons
Unified School DistrictSchool of The Osage School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,279.00 (+0.47%)$24,170 (+1.43%)$127,211 (+1.43%)
2023$23,830 (-)$125,421 (-)
2022$1,273.00$23,830$125,421

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Camden County (29029C), as of April 17, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290299501021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · above 53% of Missouri
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 81 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO3021377, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAMDEN COUNTY PWSD 4 HORSESHOE BEND
serves 7,912 people
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cherokee Rd

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