Monroe County property record for 578 Boyd Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,115 sqft · built 2015 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $860,000 (May 2022) |
| Tax Bill | $7,316 (2024) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00549370-000000 |
| Primary APN | 00549370-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,115 sqft Living Area |
| 1st Floor Area | 1,395 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,800 sqft (0.179 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,594 sqft |
| Patio Area | 484 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1672858 |
|---|---|
| Old Parcel Number | 14613900549370000000 |
| Street Address | 578 BOYD DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 10 LT 5 TWIN LAKES KEY LARGO OR448-89-90 OR1004-2046/2048 OR1089-2267/68C OR1089-2269/70AFF OR1724-597/98 OR2210-1443 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 14 |
| Legal Subdivision | TWIN LAKES |
| Legal Block | 10 |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 578 BOYD DR, KEY LARGO, FL 33037-2754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2022 · Amount on Record |
| Deed Sale | May 1, 2022 · Amount on Record |
| Prior Sale | Nov 9, 2016 · Amount on Record |
| Deed Document Number | 0003175584 |
| Deed Book / Page | 2977 / 1591 |
| Prior Transfer Date | Jul 31, 2019 |
| Prior Transfer Doc | 2230816 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 578 BOYD DR, KEY LARGO, FL 33037-2754 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 91220 OVERSEAS HWY 9285, 9285, TAVERNIER, FL 33070-5095 |
| Document Number | 0031750586 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 3175/586 |
| Instrument | 2376680 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $727,226 (-2.02%) Land $217,483 Building $509,743 | $727,226 (-2.02%) Land $217,483 Building $509,743 | |
| 2024 | $7,316.00 (+3.1%) | ||
| 2023 | $7,096.00 (+496.8%) | $742,189 (+59.16%) Land $262,018 Building $480,171 | $742,189 (+14.39%) Land $262,018 Building $480,171 |
| 2022 | $1,189.00 Homeowner's exemption | $466,327 | $648,836 Land $172,949 Building $475,887 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 281 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 299 units insured incl. 18 condo units |
| Nearby Flood Claims | 163 (1992–2024) |
| Claims Outside the SFHA | 3 of 163 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures