Cayuga County and Sterling Town property record for 578 4th St, Sterling, NY 13156
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,360 sqft · built 1949 |
| Lot Size | 0.355 acres (15,469 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,500 (Sep 2019) |
| Tax Bill | $1,676 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055601 9.13-1-12 |
| Primary APN | 055601 9.13-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 680 sqft |
| 2nd Floor Area | 680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,469 sqft (0.355 acres) |
| Lot Dimensions | 206 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 226 sqft |
| Canopy | 360 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 36009090 |
|---|---|
| Street Address | 578 4TH ST |
| City | STERLING |
| State | NY |
| Zip | 13156-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 05 - COMME |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 40102 |
Source: Cayuga County and Sterling Town assessment roll, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 KARA LN, SHOHOLA, PA 18458-2005 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Jan 30, 2017 | Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2019 · Amount on Record |
| Deed Sale | Sep 18, 2019 · Amount on Record |
| Prior Sale | Jan 30, 2017 · Amount on Record |
| Deed Document Number | 2019190139 |
| Deed Book / Page | 3772 / 335 |
| Prior Transfer Date | Mar 2, 2009 |
| Prior Transfer Doc | 001378/129 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Sep 18, 2019 |
| Property Address | 578 4TH ST, STERLING, NY 13156-3231 |
| Document Number | 0037720335 |
| Book / Page | 003772 / 000335 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 190139 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 KARA LN SHOHOLA PA 184582005, SHOHOLA, PA 18458-2005 |
| Document Number | 37720339 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 003772/000339 |
| Instrument | 190140 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Jan 30, 2017 |
| Property Address | 578 4TH ST, STERLING, NY 13156-3231 |
| Document Number | 001658/120 |
| Book / Page | 1658 / 120 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 2017-00168812 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8711 CAMELIA CT, 8711, CAPE CANAVERAL, FL 32920-2527 |
| Name | Verified Name |
|---|---|
| Address | 11637 ARMSTRONG RD, CLYDE, NY 14433-9748 |
| Document Number | 0003498/96 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 3498/096 |
| Instrument | 2017-00168813 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Cayuga County and Sterling Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Sterling Town |
| Municipality | Fair Haven Village |
| Unified School District | Red Creek Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,676.00 (+1.76%) | $172,500 (+96.02%) Land $35,000 Building $137,500 | $172,500 (+25.45%) Land $35,000 Building $137,500 |
| 2024 | $1,647.00 (+20.84%) | ||
| 2023 | $88,000 Land $21,300 Building $66,700 | $137,500 Land $33,281 Building $104,219 | |
| 2019 | $1,363.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2017–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIR HAVEN VILLAGE serves 1,001 people · EPA ID NY0501717 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 14 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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