Osceola County property record for 578 2nd St, Ocheyedan, IA 51354
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,936 sqft · built 1917 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,500 (Sep 2022) |
| Tax Bill | $2,232 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 310010601000 |
| Primary APN | 310010601000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,936 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 150 sqft |
| Unfinished Basement | 970 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Dimensions | 150 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 272 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 578 2ND ST |
|---|---|
| City | OCHEYEDAN |
| State | IA |
| Zip | 51354-7546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1-2-3 BLK 6 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 6 |
| Legal Lot Number | 1-3 |
| Jurisdiction | OSCEOLA IA |
| Township / Civil Division | OCHEYEDAN |
| Census Block Group | 4 |
| Census Block | 4039 |
| Census Tract | 460200 |
Source: Osceola County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 578 2ND ST, OCHEYEDAN, IA 51354-7546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SAVINGS BANK |
| Sep 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Sep 28, 2017 | Warranty Deed, Transfer · Construction Mortgage SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on Record |
| Deed Sale | Sep 30, 2022 · Amount on Record |
| Prior Sale | Nov 2, 2010 · Amount on Record |
| Deed Document Number | 20221449 |
| Deed Book / Page | 2022 / 1449 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Property Address | 578 2ND ST, OCHEYEDAN, IA 51354-7546 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002020/471 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 2020/471 |
| Instrument | 20200471 |
| Name | SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 22, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Recording Date | Sep 30, 2022 |
| Property Address | 578 2ND ST, OCHEYEDAN, IA 51354-7546 |
| Document Number | 02022/1449 |
| Book / Page | 2022 / 1449 |
| Instrument Date | Sep 17, 2022 |
| Instrument | 20221449 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 578 2ND ST, OCHEYEDAN, IA 51354-7546 |
| Document Number | 02022/1450 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 2022/1450 |
| Instrument | 20221450 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Recording Date | Sep 28, 2017 |
| Property Address | 578 2ND ST, OCHEYEDAN, IA 51354-7546 |
| Document Number | 02017/1142 |
| Book / Page | 2017 / 1142 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 20171142 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 578 2ND ST, OCHEYEDAN, IA 51354-7546 |
| Document Number | 02017/1248 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 2017/1248 |
| Instrument | 20171248 |
| Name | SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | HARTLEY, IA 51346 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Feb 28, 2018 |
Source: Osceola County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Osceola County |
| Municipality | Ocheyedan City |
| Unified School District | Sibley-Ocheyedan Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,232.00 Homeowner's exemption | $178,800 (+10.43%) Land $8,400 Building $170,400 | $178,800 (+10.43%) Land $8,400 Building $170,400 |
| 2024 | $2,232.00 (+272%) | ||
| 2023 | $161,910 Land $8,400 Building $153,510 | $161,910 Land $8,400 Building $153,510 | |
| 2022 | $600.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 4, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCHEYEDAN WATER WORKS serves 439 people · EPA ID IA7239086 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Premier Communications Cable · Fiber in parts of the area | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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