578 28th Ave SW, Backus, MN 56435 Property Records

Cass County property record for 578 28th Ave SW, Backus, MN 56435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2004
Lot Size	31.5 acres (1,372,140 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (May 2017)
Tax Bill	$1,598 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit May 2021 Refinance + 2 more
APN	`31-012-2201`

Property Details

APN / Parcel Number

Primary APN	`31-012-2201`
Alternative APN	`21421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Base Area
1st Floor Area	1,344 sqft
Basement Area	1,244 sqft
Finished Basement	1,244 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,372,140 sqft (31.5 acres)
Garage Type	Mixed
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	16 sqft
Shed	1 Shed
Shed Area	1 sqft
Lean-To	1 sqft
Milk House	550 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21421
Street Address	578 28TH AVE SW
City	BACKUS
State	MN
Zip	56435-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 134 FT OF NW1/4 NW1/4 & PT OF SW1/4 NW1/4
Legal Range	30
Legal Township	138
Legal Section	12
Jurisdiction	CASS MN
Township / Civil Division	PINE RIVER
Census Block Group	1
Census Block	1051
Census Tract	960600

Owner

578 28th Ave SW is owned and occupied by an individual who bought it in May 2017.

Source: Cass County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	578 28TH AVE SW, BACKUS, MN 56435-2326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit PINE RIV STATE BANK
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
May 3, 2017	Quit Claim Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
May 3, 2017	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2017 · Amount on File
Deed Sale	May 3, 2017 · Amount on File
Deed Document Number	2017630448
Prior Transfer Date	Apr 28, 2017
Prior Transfer Doc	0000630447
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Recording Date	Apr 28, 2026
Property Address	578 28TH AVE SW, BACKUS, MN 56435-2326
Document Number	0000720292
Instrument Date	Apr 17, 2026
Instrument	2026720292
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	578 28TH AVE SW, BACKUS, MN 56435-2326
Investor	Possibly a Property Investor

Mortgage

Document Number	0000720292,
Date	Apr 28, 2026
Instrument	2026720292

Lender

Name	PINE RIV STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Apr 15, 2029

Interest

Rate	6.22%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	578 28TH AVE SW, BACKUS, MN 56435-2326
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000672770
Date	May 24, 2021
Instrument	A000672770

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MN
Recording Date	May 3, 2017
Property Address	578 28TH AVE SW, BACKUS, MN 56435-2326
Document Number	A000630447
Instrument Date	Apr 28, 2017
Instrument	A000630447
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	May 3, 2017
Property Address	578 28TH AVE SW, BACKUS, MN 56435-2326
Document Number	A000630448
Instrument Date	Apr 28, 2017
Instrument	A000630448
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	578 28TH AVE SW, BACKUS, MN 56435-2326

Mortgage

Document Number	A000630449
Date	May 3, 2017
Instrument	A000630449

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 578 28th Ave SW was $1,598 with a homeowner's exemption, up 5.7% from the year before.

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	Pine River Township
Unified School District	Pine River-Backus Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,598.00 (+5.69%) Homeowner's exemption
2025	$1,512.00	$351,600 Land $127,400 Building $224,200	$351,600 Land $127,400 Building $224,200
2023	$1,210.00
2022		$266,000 Land $78,700 Building $187,300	$266,000 Land $78,700 Building $187,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 578 28th Ave SW.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 578 28th Ave SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tremolo Communications Fiber	2,500 / 2,500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 28th Ave SW

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