578 12th Ave S, Naples, FL 34102 Property Records

Collier County property record for 578 12th Ave S, Naples, FL 34102

Property Summary

Property Type	Condominium
Details	1,240 sqft · built 1974
Owner	2 Individual Names on File
Last Sale	$538,995 (Dec 2016)
Tax Bill	$3,823 (2025)
Deeds & Mortgages	Nov 2022 Transfer Sep 2022 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`053200 5785A10`

Property Details

APN / Parcel Number

Primary APN	`053200 5785A10`
Alternative APNs	`083816000080144005785` `08381600008` `8381600008`

Interior

Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	578 12TH AVE S
City	NAPLES
State	FL
Zip	34102-8007
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	GARDENIA COURT, INC A CONDOMINIUM UNIT 578
Legal Range	25
Legal Township	50
Legal Section	10
Legal Subdivision	GARDENIA COURT, INC A CONDOMINIUM
Legal Tract	053200
Legal Block	2
Legal Lot Number	578
Legal Unit	578
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2020
Census Tract	101

Owner

578 12th Ave S, a condominium, is owned and occupied by two individuals who acquired it in August 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	578 12TH AVE S, NAPLES, FL 34102-8007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 21, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2016 · Amount on File
Deed Sale	Dec 9, 2016 · Amount on File
Prior Sale	Oct 1, 2015 · Amount on File
Deed Document Number	20165343473
Deed Book / Page	5341 / 2621
Last Transfer Date	Aug 26, 2022
Transfer Doc	0061940422
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Nov 29, 2022
Property Address	578 12TH AVE S, NAPLES, FL 34102-8007
Document Number	0061940422
Book / Page	6194 / 422
Map Reference	MB 1932 PG 1792
Instrument Date	Aug 26, 2022
Instrument	6334483
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	578 12TH AVE S, 578, NAPLES, FL 34102-8007

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	578 12TH AVE S, NAPLES, FL 34102-8007

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Sep 21, 2022
Property Address	578 12TH AVE S, NAPLES, FL 34102-8007
Document Number	0061753620
Book / Page	6175 / 3620
Map Reference	MB 602 PG 1642
Instrument Date	Aug 26, 2022
Instrument	6311247
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	578 12TH AVE S, 578, NAPLES, FL 34102-8007

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	578 12TH AVE S, NAPLES, FL 34102-8007
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054120352
Date	Jul 6, 2017
Book Page	5412/0352
Instrument	5425558

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	578 12TH AVE S, NAPLES, FL 34102-8007
Document Number	0056841194
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	578 12TH AVE S NAPLES FL 341028007, NAPLES, FL 34102-8007

Mortgage

Document Number	0056841194
Date	Oct 15, 2019
Book Page	005684/001194
Instrument	5777609

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 578 12th Ave S was $3,823 with a homeowner's exemption, up 2.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,482 (+2.7%)	$793,900 (-) Building $793,900
2025	$3,823.00 (+2.33%) Homeowner's exemption	$461,034	$793,900 Building $793,900
2024	$3,736.00 (+525.8%)
2023	$597.00 (-86.73%) Homeowner's exemption	$103,026 (-79.29%)	$360,370 (-44.22%) Building $360,370
2022	$4,498.00 Homeowner's exemption	$497,387	$646,021 Building $646,021

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 578 12th Ave S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 246 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	916 units insured incl. 670 condo units
Nearby Flood Claims	321 (1982–2024)
Most Recent Claim	Nov 2024
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Ian, Sep 2022 · 98 claims Hurricane Ian, Sep 2022 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 578 12th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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