57795 Sandy Oaks Ln, Callahan, FL 32011 Property Records

Nassau County property record for 57795 Sandy Oaks Ln, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,478 sqft · built 2013
Lot Size	21 acres (914,760 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,325 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`03-2N-25-0000-0001-0160`

Property Details

APN / Parcel Number

Primary APN	`03-2N-25-0000-0001-0160`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,478 sqft Living Area
Gross Area	5,258 sqft
1st Floor Area	2,958 sqft
Upper Floors Area	424 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	914,760 sqft (21 acres)
Garage Type	Attached
Garage Area	712 sqft
Porch	Finished/Open Porch
Porch Area	680 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	57795 SANDY OAKS LN
City	CALLAHAN
State	FL
Zip	32011-0078
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT SEC 3-2N-25E IN OR 2529/903 ESMT OR 1859/668
Legal Range	25E
Legal Township	02N
Legal Section	03
Legal Block	160
Legal Lot Number	1
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1000
Census Tract	50507

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	57795 SANDY OAKS LN, CALLAHAN, FL 32011-0078
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
May 20, 2020	Quit Claim Deed, Transfer OSCEOLA LAND TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 20, 2020
Transfer Doc	0023621206
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jan 13, 2022
Property Address	57795 SANDY OAKS LN, CALLAHAN, FL 32011-0078
Document Number	0025290903
Book / Page	2529 / 903
Instrument Date	Jan 7, 2022
Instrument	202245001303
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	US PATRIOT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57353 SANDY OAKS LN, 57353, CALLAHAN, FL 32011-0150

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	57795 SANDY OAKS LN, CALLAHAN, FL 32011-0078

Mortgage

Document Number	0002529905
Date	Jan 13, 2022
Instrument	2529/905

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	57795 SANDY OAKS LN, CALLAHAN, FL 32011-0078
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023650007
Date	Jun 2, 2020
Book Page	2365/7
Instrument	202045016405

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	May 20, 2020
Property Address	57795 SANDY OAKS LN, CALLAHAN, FL 32011-0078
Document Number	0023621206
Book / Page	002362 / 001206
Instrument Date	May 20, 2020
Instrument	45015074
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	OSCEOLA LAND TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	57795 SANDY OAKS LN CALLAHAN FL 320110078, CALLAHAN, FL 32011-0078

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,325.00 (+1.17%) Homeowner's exemption	$843,211 (+2.9%)	$855,039 (+4.34%) Land $304,500 Building $550,539
2024	$12,183.00 (+0.94%) Homeowner's exemption	$819,447 (+2.93%) Land $294,000 Building $525,447	$819,447 (+2.93%) Land $294,000 Building $525,447
2023	$12,070.00 (+127.74%) Homeowner's exemption	$796,121 (+102.51%) Land $294,000 Building $502,121	$796,121 (+56.81%) Land $294,000 Building $502,121
2022	$5,300.00 Homeowner's exemption	$393,133	$507,694 Land $105,000 Building $402,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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