Hardy County property record for 5779 N River Rd, Baker, WV 26801
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,426 sqft · built 2009 |
| Lot Size | 44.1 acres (1,924,481 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $989 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Nov 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-209-0010.0002 |
| Primary APN | 03-209-0010.0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,426 sqft Living Area |
| 1st Floor Area | 2,772 sqft |
| Family Room | Family Room |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Rustic |
| Construction Type | Frame |
| Lot Area | 1,924,481 sqft (44.1 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5779 N RIVER RD |
|---|---|
| City | BAKER |
| State | WV |
| Zip | 26801-8378 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 44.18 AC TRACT A BEAN TOD |
| Legal Subdivision | CAROL B LINDSEY AND MARCUS A LINDSEY |
| Legal Tract | A |
| Jurisdiction | HARDY WV |
| Township / Civil Division | CAPON |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 970102 |
Source: Hardy County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5779 N RIVER RD, BAKER, WV 26801-8378 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Line of Credit CAPON VALLEY BANK |
| Nov 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 9, 2020 |
| Transfer Doc | 0000221062 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Jun 8, 2026 |
| Property Address | 5779 N RIVER RD, BAKER, WV 26801-8378 |
| Document Number | 0000244544 |
| Book / Page | 366 / 72 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026244544 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5779 N RIVER RD, BAKER, WV 26801-8378 |
| Document Number | 0000244544, |
|---|---|
| Date | Jun 8, 2026 |
| Book Page | 366/72 |
| Instrument | 2026244544 |
| Name | CAPON VALLEY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 5779 N RIVER RD, BAKER, WV 26801-8378 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 325/34 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 325/34 |
| Instrument | 220507 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $989.00 (-2.37%) Homeowner's exemption | $148,680 (-1.67%) Land $14,040 Building $134,640 | $247,800 (-1.67%) Land $23,400 Building $224,400 |
| 2023 | $1,013.00 Homeowner's exemption | $151,200 Land $14,040 Building $137,160 | $252,000 Land $23,400 Building $228,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 65% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
No cell data coverage reported
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