5778 Petra Mill Rd, Granite Falls, NC 28630 Property Records

Caldwell County property record for 5778 Petra Mill Rd, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,491 sqft · built 1952
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on Record
Tax Bill	$1,057 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07 54 1 44`

Property Details

APN / Parcel Number

Primary APN	`07 54 1 44`
Alternative APN	`163019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,491 sqft Heated Area
Gross Area	3,464 sqft
1st Floor Area	1,491 sqft
Basement Area	1,491 sqft
Unfinished Basement	1,491 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1966
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	104,544 sqft (2.4 acres)

Exterior Amenities

Porch	Slab
Porch Area	133 sqft
Deck Area	349 sqft
Patio Area	349 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	163019
Street Address	5778 PETRA MILL RD
City	GRANITE FALLS
State	NC
Zip	28630-8107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1934 PG 1157 YR 2018 ST 344.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LITTLE RIVER
Census Block Group	2
Census Block	2008
Census Tract	31302

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5778 PETRA MILL RD, GRANITE FALLS, NC 28630-8107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Feb 14, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Jan 30, 2020	Warranty Deed, Transfer KRISTY C PARSONS
Jan 25, 2018	Warranty Deed, Transfer AMCAP MTG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5778 PETRA MILL RD, GRANITE FALLS, NC 28630-8107
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191786
Date	Apr 28, 2021
Book Page	2019/1786
Instrument	10056805

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5778 PETRA MILL RD, GRANITE FALLS, NC 28630-8107
Document Number	0010041443
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	MORTGAGE CONNECT LP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5778 PETRA MILL RD GRANITE FALLS NC 286308107, GRANITE FALLS, NC 28630-8107

Mortgage

Document Number	0010041443
Date	Feb 20, 2020
Book Page	001982/000055
Instrument	10041443

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jan 30, 2020
Property Address	5778 PETRA MILL RD, GRANITE FALLS, NC 28630-8107
Document Number	0010040820
Book / Page	001980 / 001689
Instrument Date	Jan 30, 2020
Instrument	10040820
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5778 PETRA MILL RD GRANITE FALLS NC 286308107, GRANITE FALLS, NC 28630-8107

Mortgage

Document Number	10040821
Date	Jan 30, 2020
Book Page	001980/001693
Instrument	10040821

Lender

Name	KRISTY C PARSONS
Address	3722 OLD PETRA MILL RD, GRANITE FALLS, NC 28630-8116
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jan 25, 2018
Property Address	5778 PETRA MILL RD, GRANITE FALLS, NC 28630-8107
Document Number	0010018935
Book / Page	001934 / 001157
Instrument Date	Jan 24, 2018
Instrument	10018935
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5778 PETRA MILL RD GRANITE FALLS NC 286308107, GRANITE FALLS, NC 28630-8107

Mortgage

Document Number	10018936
Date	Jan 25, 2018
Book Page	001934/001161
Instrument	10018936

Lender

Name	AMCAP MTG
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2048

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,057.00 (-4.77%)	$173,400 (-) Land $37,600 Building $135,800
2025	$1,110.00 (+60.64%)	$173,400 (+82.91%) Land $37,600 Building $135,800	$173,400 (+82.91%) Land $37,600 Building $135,800
2023		$94,800 (-) Land $33,600 Building $61,200	$94,800 (-) Land $33,600 Building $61,200
2022	$691.00	$94,800 Land $33,600 Building $61,200	$94,800 Land $33,600 Building $61,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Petra Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures