5778 Carters Valley Rd, Mount Carmel, TN 37645 Property Records

Hawkins County property record for 5778 Carters Valley Rd, Mount Carmel, TN 37645

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1941
Lot Size	3.8 acres (165,528 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Aug 2022 Transfer Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037012 00801`

Property Details

APN / Parcel Number

Primary APN	`037012 00801`
Alternative APN	`012 00801`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1977
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	165,528 sqft (3.8 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Shed	1 Shed
Shed Area	80 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Street Address	5778 CARTERS VALLEY RD
City	MOUNT CARMEL
State	TN
Zip	37645-6302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1 DIST:07 CITY/MUNI/TWP:MOUNT CARMEL SUBD:CLARA HAYNES MAP REF:012
Legal Subdivision	CLARA HAYNES
Legal Lot Number	1
Jurisdiction	HAWKINS TN
Township / Civil Division	1
Census Block Group	4
Census Block	4022
Census Tract	50601

Owner

5778 Carters Valley Rd is owned and occupied by an individual who acquired it in August 2022.

Source: Hawkins County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	5778 CARTERS VALLEY RD, MOUNT CARMEL, TN 37645-6302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Correction Deed ECU TITLE AND ESCROW, ECU TITLE & ESCROW
Jul 25, 2022	Correction Deed EASTMAN CU
Jun 7, 2022	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022
Deed Sale	Aug 16, 2022
Deed Document Number	0001475587
Deed Book / Page	1465 / 270
Prior Transfer Date	Jun 7, 2022
Prior Transfer Doc	22004361
Record Updated	Jun 8, 2026

August 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAWKINS TN
Recording Date	Aug 16, 2022
Property Address	5778 CARTERS VALLEY RD, MOUNT CARMEL, TN 37645-6302
Document Number	0RB1475587
Book / Page	1475 / 587
Instrument Date	Aug 16, 2022
Instrument	22006286
Record Updated	Apr 5, 2024
Title Company	ECU TITLE AND ESCROW, ECU TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAWKINS TN
Recording Date	Jul 25, 2022
Property Address	5778 CARTERS VALLEY RD, MOUNT CARMEL, TN 37645-6302
Document Number	0RB1471805
Book / Page	1471 / 805
Map Reference	CAB 5 ENV 2097
Instrument Date	Jul 22, 2022
Instrument	22005633
Record Updated	Apr 5, 2024
Title Company	ECU TITLE AND ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB1471809
Date	Jul 25, 2022
Book Page	1471/809
Instrument	22005634

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Amount	Amount on Record

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWKINS TN
Recording Date	Jun 7, 2022
Property Address	5778 CARTERS VALLEY RD, MOUNT CARMEL, TN 37645-6302
Document Number	0RB1465270
Book / Page	1465 / 270
Instrument Date	Jun 7, 2022
Instrument	22004361
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	ECU TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 SILVER LAKE RD APT H5, H5, CHURCH HILL, TN 37642-3508

Mortgage

Document Number	RB22004362
Date	Jun 7, 2022
Instrument	22004362

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

Source: Hawkins County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hawkins County
Municipality	Mount Carmel Town
Unified School District	Hawkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$23,375 Land $14,525 Building $8,850
2021		$93,500 Land $58,100 Building $35,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5778 Carters Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5778 Carters Valley Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

Nearby Properties on Carters Valley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures