5778 2nd Ave, Ferndale, WA 98248 Property Records

Whatcom County property record for 5778 2nd Ave, Ferndale, WA 98248

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details7,326 sqft · built 1900
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$800,000 (Jul 2024)
Tax Bill$5,242 (2026)
Deeds & MortgagesMar 2021 Transfer
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN390220-176100-0000

Property Details

APN / Parcel Number

Primary APN390220-176100-0000
Alternative APNs
  • 185176
  • 578288
  • 609950
  • 553403

Interior

Building Area7,326 sqft Gross Area
1st Floor Area7,326 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2002
Exterior MaterialMetal
Lot Area5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number185176
Street Address5778 2ND AVE
CityFERNDALE
StateWA
Zip98248-9192
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeURR
Legal DescriptionNEW FERNDALE LOTS 1-2 BLK 1
Legal Range02
Legal Township39
Legal Section20
Legal SubdivisionNEW FERNDALE
Legal Block1
Legal Lot Number1-2
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1018
Census Tract10506

Owner

5778 2nd Ave, a commercial property, is owned by an individual who bought it in July 2024.

Source: Whatcom County records, as of October 16, 2026

Owner of RecordIndividual Name on File
Mailing Address720 E KELLOGG RD, BELLINGHAM, WA 98226-8110
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2021Quit Claim Deed, Transfer
Quitclaim
Oct 2, 2020Warranty Deed, Transfer · Conventional Mortgage
GLEN CARLSON

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2024 · Amount on File
Deed SaleJul 10, 2024 · Amount on File
Prior SaleOct 2, 2020 · Amount on File
Deed Document Number2024672
Prior Transfer DateJan 26, 2021
Prior Transfer Doc0000301285
Record UpdatedOct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWHATCOM WA
Recording DateMar 5, 2021
Property Address5778 2ND AVE, FERNDALE, WA 98248-9192
Document Number0000301285
Map ReferenceVOL 5 PG 4
Instrument DateJan 26, 2021
Instrument2021-0301285
Transaction TypeTransfer
Record UpdatedJun 30, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateOct 2, 2020
Property Address5778 2ND AVE, FERNDALE, WA 98248-9192
Document Number2201000235
Instrument DateSep 29, 2020
Instrument1000235
Transaction TypeTransfer
Record UpdatedDec 17, 2020
Title CompanyCHICAGO TITLE BELLINGHAM

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,340.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address317 TELEGRAPH RD BELLINGHAM WA 982268751, BELLINGHAM, WA 98226-8751

Mortgage

Document Number2201000236
DateOct 2, 2020
Instrument1000236
Lender
NameGLEN CARLSON
Address9162 TELEGRAPH RD, SUMAS, WA 98295-8802
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueOct 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 5778 2nd Ave was $5,242, up 10.7% from the year before.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,242.00 (+10.73%)
2025$4,734.00 (+0.11%)$637,191 (+0.93%) Land $201,365 Building $435,826$637,191 (+0.93%) Land $201,365 Building $435,826
2024$4,729.00$631,326 Land $195,500 Building $435,826$631,326 Land $195,500 Building $435,826
2022$602,130 Land $119,687 Building $482,443$602,130 Land $119,687 Building $482,443
2021$4,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5778 2nd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2021–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5778 2nd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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