5777 Buck Ward Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5777 Buck Ward Rd, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,219 sqft · built 1996
Lot Size2.84 acres (123,806 sqft)
Owner2 Individual Names on Record
Last Sale$520,800 (Oct 2024)
Tax Bill$117 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-1102-9

Property Details

APN / Parcel Number

Primary APNC56-000-592-1102-9
Alternative APNs
  • 04-3N-24-192G-0000-0040
  • 24N304192G00000040

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,219 sqft Living Area
Gross Area3,807 sqft
1st Floor Area3,219 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2017
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area123,806 sqft (2.84 acres)
Garage TypeAttached
Garage Area552 sqft
PorchFinished/Open Porch
Porch Area72 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5777 BUCK WARD RD
CityBAKER
StateFL
Zip32531-8409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLD SPANISH TRAIL EST LOT 4
Legal Range24W
Legal Township03N
Legal Section04
Legal SubdivisionOLD SPANISH TRAIL EST
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2038
Census Tract20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5777 BUCK WARD RD, BAKER, FL 32531-8409
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2024 · Amount on Record
Deed SaleOct 23, 2024 · Amount on Record
Deed Document Number20243718042
Prior Transfer DateApr 19, 2011
Prior Transfer Doc0029813108
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5777 BUCK WARD RD, BAKER, FL 32531-8409
Transaction TypeMortgage
Record UpdatedJan 16, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLNS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5777 BUCK WARD RD, BAKER, FL 32531-8409

Mortgage

Document Number0003787631
DateDec 8, 2025
Instrument3787631
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$117.00 (-93.57%)$414,633 (+93.79%) Land $31,971 Building $382,662$414,633 (+10.99%) Land $31,971 Building $382,662
2023$1,819.00 (+2.31%) Homeowner's exemption$213,956 (+3%)$373,571 (+8.52%) Land $27,163 Building $346,408
2022$1,778.00 Homeowner's exemption$207,724$344,247 Land $25,386 Building $318,861

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Starlink
Satellite
280 / 30

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