5776 Willowcove Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 5776 Willowcove Dr, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,888 sqft · built 1998
Lot Size	0.237 acres (10,324 sqft)
Owner	Individual Name on File
Last Sale	$147,900 (Jan 2015)
Tax Bill	$6,422 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`228-0001-0244-00`

Property Details

APN / Parcel Number

Primary APN	`228-0001-0244-00`
Alternative APN	`0041417`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,888 sqft Living Area
Gross Area	3,750 sqft
1st Floor Area	1,042 sqft
2nd Floor Area	1,146 sqft
Basement Area	1,162 sqft
Finished Basement	700 sqft
Unfinished Basement	462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	10,324 sqft (0.237 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	44 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5776 WILLOWCOVE DR
City	CINCINNATI
State	OH
Zip	45239-6660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	NS WILLOWCOVE DR 0.2374 AC R2-T3-S36 PT LOT 7 WILLOWCOVE SUB
Legal Subdivision	WILLOWCOVE SUB
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	8300

Owner

5776 Willowcove Dr is owned and occupied by an individual who bought it in January 2015.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5776 WILLOWCOVE DR, CINCINNATI, OH 45239-6660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2015 · Amount on File
Deed Sale	Jan 30, 2015 · Amount on File
Prior Sale	Jul 11, 2012 · Amount on File
Deed Document Number	20159991
Deed Book / Page	12809 / 1595
Prior Transfer Date	Aug 2, 2005
Prior Transfer Doc	0000000173
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5776 WILLOWCOVE DR, CINCINNATI, OH 45239-6660
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5776 REYNOLDS DR, BROOKWOOD, OH 45239

Mortgage

Document Number	0000035943
Date	Apr 8, 2022
Book Page	14642/291
Instrument	2022-0035943

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5776 Willowcove Dr was $6,422, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,422.00 (+3.07%)	$103,397 (-) Land $10,780 Building $92,617	$295,420 Land $30,800 Building $264,620
2024	$6,231.00 (-2.12%)	$103,397 (-) Land $10,780 Building $92,617
2023	$6,366.00 (+53.62%)	$103,397 (+72.2%) Land $10,780 Building $92,617	$295,420 Land $30,800 Building $264,620
2022	$4,144.00 Homeowner's exemption	$60,046 Land $8,323 Building $51,723
2020			$171,560 Land $23,780 Building $147,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5776 Willowcove Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1980–1993)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5776 Willowcove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20