5775 Kensington Pl, Bonsall, CA 92003 Property Records

San Diego County property record for 5775 Kensington Pl, Bonsall, CA 92003

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,508 sqft · built 1997
Lot Size	8.38 acres (365,104 sqft)
Owner	2 Individual Names on File
Last Sale	$487,000 (Nov 2020)
Tax Bill	$5,469 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-370-29-05`

Property Details

APN / Parcel Number

Primary APN	`126-370-29-05`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,508 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Lot Area	365,104 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5775 KENSINGTON PL
City	BONSALL
State	CA
Zip	92003-3803
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 21 US 5 PER DOC96-254361&UND INT IN MODULE A IN LOTS 17 THRU TR 007141
Legal Subdivision	ASCOT PARK ESTATES
Legal Tract	007141
Legal Block	3
Legal Lot Number	21,17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3008
Census Tract	18803

Owner

5775 Kensington Pl, a condominium, is owned and occupied by two individuals who bought it in November 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5775 KENSINGTON PL, BONSALL, CA 92003-3803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2020	Grant Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Prior Sale	Oct 7, 2016 · Amount on File
Deed Document Number	2020759856
Prior Transfer Date	Oct 31, 2005
Prior Transfer Doc	0000999546
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5775 KENSINGTON PL, BONSALL, CA 92003-3803
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5775 KENSINGTON PL, BONSALL, CA 92003-3803

Mortgage

Document Number	0000149337
Date	Apr 5, 2022
Instrument	2022-0149337

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2020
Property Address	5775 KENSINGTON PL, BONSALL, CA 92003-3803
Document Number	0000759856
Map Reference	MAP 7141
Instrument Date	Nov 12, 2020
Instrument	2020-0759856
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5755 KENSINGTON PL, BONSALL, CA 92003-3803

Mortgage

Document Number	0000759857
Date	Nov 30, 2020
Instrument	2020-0759857

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5775 Kensington Pl was $5,469 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$537,682 (+2%) Land $279,315 Building $258,367
2025	$5,469.00 Homeowner's exemption	$527,140 Land $273,839 Building $253,301
2023	$5,250.00 (+1.76%) Homeowner's exemption	$506,672 Land $263,206 Building $243,466
2022	$5,159.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5775 Kensington Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5775 Kensington Pl is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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