5774 Victor Dr, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 5774 Victor Dr, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,732 sqft · built 1996
Lot Size	0.45 acres (19,615 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Jun 2020)
Tax Bill	$7,247 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-091764`

Property Details

APN / Parcel Number

Primary APN	`05-091764`
Alternative APNs	`5091764` `091764`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,732 sqft Total Area
Basement Area	834 sqft
Finished Basement	834 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,615 sqft (0.45 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	224 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	091764
Street Address	5774 VICTOR DR
City	SYKESVILLE
State	MD
Zip	21784-8920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 70 - 0.4503 AC 5774 VICTOR DR 40-195/19 BRYNWOOD HILL SC 3
Legal Subdivision	BRYNWOOD HILLS SEC 3
Legal Lot Number	70
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	2
Census Block	2000
Census Tract	505101

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5774 VICTOR DR, SYKESVILLE, MD 21784-8920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jun 29, 2020	Deed, Transfer · Conventional Mortgage 1ST PREFERENCE MORTGAGE CORP
Jan 17, 2017	Deed, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Prior Sale	Jan 17, 2017 · Amount on Record
Deed Book / Page	9742 / 124
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5774 VICTOR DR, ELDERSBURG, MD 21784-8920
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106670163
Date	Feb 9, 2022
Book Page	10667/163

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Nov 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 29, 2020
Property Address	5774 VICTOR DR, ELDERSBURG, MD 21784-8920
Document Number	0097420124
Book / Page	9742 / 124
Map Reference	MB 40 FO 195
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	TERRAIN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5774 VICTOR DR, ELDERSBURG, MD 21784-8920

Mortgage

Document Number	0009742130
Date	Jun 29, 2020
Instrument	9742/130

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 17, 2017
Property Address	5774 VICTOR DR, ELDERSBURG, MD 21784-8920
Document Number	0085840242
Book / Page	8584 / 0242
Map Reference	MB40 FO195
Instrument Date	Jan 10, 2017
Instrument	8584-0242
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5774 VICTOR DR, SYKESVILLE, MD 21784-8920
Investor	Possibly a Property Investor

Mortgage

Document Number	0085840250
Date	Jan 17, 2017
Instrument	8584-0250

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,247.00 (+5.15%) Homeowner's exemption	$665,000 (+18.46%)	$711,300 (+24.27%) Land $180,000 Building $531,300
2025	$6,892.00 (+8.66%) Homeowner's exemption
2023	$6,343.00 Homeowner's exemption	$561,367	$572,400 Land $180,000 Building $392,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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