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5774 Saint James Pl, Cincinnati, OH 45239 Property Records

Hamilton County property record for 5774 Saint James Pl, Cincinnati, OH 45239

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,361 sqft · built 2004
Lot Size1.91 acres (83,253 sqft)
Owner2 Individual Names on File
Last Sale$271,000 (Mar 2023)
Tax Bill$5,134 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Jan 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN550-0080-0642-00

Property Details

APN / Parcel Number

Primary APN550-0080-0642-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,361 sqft Living Area
Gross Area3,122 sqft
1st Floor Area1,361 sqft
Basement Area1,361 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialBrick
Lot Area83,253 sqft (1.91 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area39 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address5774 SAINT JAMES PL
CityCINCINNATI
StateOH
Zip45239-6309
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 5774 12.5%ST JAMES PLACE CONDOMINIUMSPHASE 1
Legal SubdivisionST JAMES PLACE CONDOMINIUM
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group2
Census Block2000
Census Tract20811

Owner

5774 Saint James Pl, a condominium, is owned and occupied by two individuals who acquired it in April 2024.

Source: Hamilton County records, as of January 21, 2026

Owner of Record2 Individual Names on File
Mailing Address5774 SAINT JAMES PL, CINCINNATI, OH 45239-6309
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2023Warranty Deed, Transfer · Conventional Mortgage
MERCANTILE BANK
Jan 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 3, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2023 · Amount on File
Deed SaleMar 17, 2023 · Amount on File
Prior SaleJul 3, 2019 · Amount on File
Deed Document Number202318454
Deed Book / Page14875 / 1508
Last Transfer DateApr 15, 2024
Transfer Doc0000026409
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 17, 2023
Property Address5774 SAINT JAMES PL, CINCINNATI, OH 45239-6309
Document Number0000018454
Book / Page14875 / 1508
Map ReferenceMB 9711 PG 2051
Instrument DateMar 15, 2023
Instrument2023-0018454
Transaction TypeTransfer
Record UpdatedMay 15, 2023
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$271.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address5774 SAINT JAMES PL, CINCINNATI, OH 45239-6309

Mortgage

Document Number0000018455
DateMar 17, 2023
Instrument2023-0018455
Lender
NameMERCANTILE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateApr 1, 2030
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11%
IndexOther
Margin3
Max Rate11%

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateJan 21, 2020
Property Address5774 SAINT JAMES PL, CINCINNATI, OH 45239-6309
Document Number0000006242
Book / Page014087 / 000221
Instrument DateJan 4, 2020
Instrument6242
Transaction TypeTransfer
Record UpdatedFeb 27, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5774 SAINT JAMES PL CINCINNATI OH 452396309, CINCINNATI, OH 45239-6309

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 3, 2019
Property Address5774 SAINT JAMES PL, CINCINNATI, OH 45239-6309
Document Number0000053320
Book / Page013952 / 001952
Instrument DateJun 26, 2019
Instrument53320
Transaction TypeTransfer
Record UpdatedSep 23, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$740.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5774 SAINT JAMES PL #5774 CINCINNATI OH 452396309, 5774, CINCINNATI, OH 45239-6309

Tax Assessment & Valuation

The 2025 property tax bill for 5774 Saint James Pl was $5,134, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,134.00 (+2.29%)$94,850 (-) Land $18,200 Building $76,650$271,000 Land $52,000 Building $219,000
2024$5,019.00 (-0.5%)$94,850 (-) Land $18,200 Building $76,650
2023$5,044.00 (+19.64%)$94,850 (+46.49%) Land $18,200 Building $76,650$271,000 Land $52,000 Building $219,000
2022$4,216.00 Homeowner's exemption$64,750 Land $11,375 Building $53,375
2020$185,000 Land $32,500 Building $152,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5774 Saint James Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5774 Saint James Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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