Cayuga County and Owasco Town property record for 5774 Cedar Swamp Rd, Auburn, NY 13021
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,778 sqft · built 1910 |
| Lot Size | 11.8 acres (514,008 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $76,000 (Aug 1995) |
| Tax Bill | $5,760 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054600 124.00-1-32.1 |
| Primary APN | 054600 124.00-1-32.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,778 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| 2nd Floor Area | 496 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 514,008 sqft (11.8 acres) |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 506 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 14009660 |
|---|---|
| Street Address | 5774 CEDAR SWAMP RD |
| City | AUBURN |
| State | NY |
| Zip | 13021-9358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SM 93-158 |
| Legal Block | 1 |
| Legal Lot Number | 32.001 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | OWASCO |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 40700 |
5774 Cedar Swamp Rd, a rural home, is owned and occupied by two individuals who bought it in August 1995.
Source: Cayuga County and Owasco Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5774 CEDAR SWAMP RD, AUBURN, NY 13021-9358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2026 | Deed of Trust, Mortgage AMERICU CU |
| Jan 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICU CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 1995 · Amount on File |
| Deed Sale | Aug 15, 1995 · Amount on File |
| Deed Book / Page | 919 / 343 |
| Prior Transfer Date | Aug 14, 1995 |
| Prior Transfer Doc | 0919000343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 5774 CEDAR SWAMP RD, AUBURN, NY 13021-9358 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004712/233 |
|---|---|
| Date | Mar 4, 2026 |
| Book Page | 4712/233 |
| Instrument | 2026-241837 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 61 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 5774 CEDAR SWAMP RD, AUBURN, NY 13021-9358 |
| Document Number | 0036830205 |
| Instrument Date | Jan 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 5774 CEDAR SWAMP RD AUBURN NY 130219358, AUBURN, NY 13021-9358 |
| Document Number | 0036830205 |
|---|---|
| Date | Jan 17, 2019 |
| Book Page | 003683/000205 |
| Instrument | 184815 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 16, 2029 |
The 2026 property tax bill for 5774 Cedar Swamp Rd was $5,760 with a homeowner's exemption, up 12.1% from the year before.
Source: Cayuga County and Owasco Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Owasco Town |
| Unified School District | Auburn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,760.00 (+12.15%) Homeowner's exemption | ||
| 2025 | $5,136.00 (+4.62%) Homeowner's exemption | $127,400 Land $25,000 Building $102,400 | $271,064 Land $53,192 Building $217,872 |
| 2024 | $4,909.00 | ||
| 2023 | $125,400 Land $25,000 Building $100,400 | $220,000 Land $43,860 Building $176,140 | |
| 2020 | $1,806.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5774 Cedar Swamp Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1981–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2021 · Remnants Of Tropical Storm Fred |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5774 Cedar Swamp Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
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