5770 Walker Rd, Deerfield (Utica), NY 13502 Property Records

Oneida County and Deerfield Town property record for 5770 Walker Rd, Deerfield, NY 13502

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,508 sqft · built 1953
Lot Size	10.5 acres (457,380 sqft)
Owner	Individual Name on File
Tax Bill	$8,278 (2026)
Deeds & Mortgages	Sep 2024 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`303200 294.000-2-56`

Property Details

APN / Parcel Number

Primary APN	`303200 294.000-2-56`
Alternative APNs	`320029400000020560000000` `007820`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,508 sqft Living Area
1st Floor Area	2,508 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	457,380 sqft (10.5 acres)
Garage Type	Mixed
Garage Area	1,749 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	120 sqft
Patio Area	221 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	007820
Street Address	5770 WALKER RD
City	UTICA
State	NY
Zip	13502-6528
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	01 - NOT Z
Legal Description	NURSERY & BUSINESS N 21960 E 7860 S 7810 W WALKER RD
Legal Block	2
Legal Lot Number	56.000
Jurisdiction	ONEIDA NY
Township / Civil Division	DEERFIELD
Census Block Group	2
Census Block	2016
Census Tract	23902

Owner

5770 Walker Rd, a rural home, is owned and occupied by an individual.

Source: Oneida County and Deerfield Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5770 WALKER RD, UTICA, NY 13502-6528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2024	Deed of Trust, Mortgage · ARM ADIRONDACK BANK
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADIRONDACK BK
Dec 7, 2018	Deed of Trust, Mortgage · Conventional with PMI ADIRONDACK BK
Nov 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jan 3, 2018	Loan Modification, Mortgage · Line of Credit AMERICU CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	5770 WALKER RD, UTICA, NY 13502-6528
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011159
Date	Sep 25, 2024
Instrument	2024-011159

Lender

Name	ADIRONDACK BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Oct 1, 2039
Index	Other

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	5770 WALKER RD, UTICA, NY 13502-6528
Document Number	0000007211
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5770 WALKER RD UTICA NY 135026528, UTICA, NY 13502-6528

Mortgage

Document Number	0000007211
Date	Jun 15, 2020
Instrument	7211

Lender

Name	ADIRONDACK BK
Type	Bank
Address	UTICA, NY 13501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 14, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	5770 WALKER RD, UTICA, NY 13502-6528
Document Number	0000018011
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5770 WALKER RD DEERFIELD NY 135026528, DEERFIELD, NY 13502-6528

Mortgage

Document Number	0000018011
Date	Dec 13, 2018
Instrument	18011

Lender

Name	ADIRONDACK BK
Type	Bank
Address	UTICA, NY 13501

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Dec 12, 2038

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Nov 1, 2018
Property Address	5770 WALKER RD, UTICA, NY 13502-6528
Document Number	0000015896
Instrument Date	Nov 1, 2018
Instrument	15896
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	207 W MAIN ST FRANKFORT NY 133401009, FRANKFORT, NY 13340-1009

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONEIDA NY
Property Address	5770 WALKER RD, UTICA, NY 13502-6528
Document Number	0000001956
Instrument Date	Jan 3, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5770 WALKER RD UTICA NY 135026528, UTICA, NY 13502-6528

Mortgage

Document Number	0000001956
Date	Feb 12, 2018
Instrument	1956

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	408 Months
Due	Feb 11, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2026 property tax bill for 5770 Walker Rd was $8,278, up 3.9% from the year before.

Source: Oneida County and Deerfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Deerfield Town
Unified School District	Whitesboro Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,278.00 (+3.86%)
2025	$7,970.00	$32,000 Land $2,000 Building $30,000	$367,816 Land $22,988 Building $344,828
2023		$32,000 (-) Land $2,000 Building $30,000	$338,624 (+14.81%) Land $21,164 Building $317,460
2022	$2,337.00	$32,000 Land $2,000 Building $30,000	$294,931 Land $18,433 Building $276,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5770 Walker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5770 Walker Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Walker Rd

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