5770 W Pine Cir, Crystal River, FL 34429 Property Records

Citrus County property record for 5770 W Pine Cir, Crystal River, FL 34429

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,830 sqft · built 1980
Lot Size0.56 acres (24,423 sqft)
Owner2 Individual Names on File
Last Sale$189,000 (Mar 2019)
Tax Bill$2,148 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18E-18S-31-43000-019.A

Property Details

APN / Parcel Number

Primary APN18E-18S-31-43000-019.A
Alternative APNs
  • 3118S18E43000019A
  • 2388994

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,830 sqft Living Area
1st Floor Area2,830 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1985
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialFiberglass
Lot Area24,423 sqft (0.56 acres)
Garage Area550 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area18 sqft
Patio Area264 sqft
FenceFence
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2388994
Old Parcel Number3118S18E43000019A
Street Address5770 W PINE CIR
CityCRYSTAL RIVER
StateFL
Zip34429-7575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR MED DENSITY RESIDENT
Legal DescriptionBEG AT A PT FOUND BY MEASURING FROM THE NE CORN OF SW1/4 OF NW1/4 SEC 31-18-18 TH S 0D 12M 05S E AL THE E LINE OF SD QUARTER
Legal Range18E
Legal Township18S
Legal Section31
Legal SubdivisionUNREC TRACTS IN 31-18S-18E
Legal Lot Number19A
Legal Unit5 P
JurisdictionCITRUS FL
Township / Civil DivisionCRYSTAL RIVER
Census Block Group4
Census Block4022
Census Tract450602

Owner

5770 W Pine Cir is owned and occupied by two individuals who bought it in March 2019.

Source: Citrus County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address5770 W PINE CIR, CRYSTAL RIVER, FL 34429-7575
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 2, 2020Deed of Trust, Mortgage · FHA Mortgage
PLAZA HOME MORTGAGE INC
Apr 5, 2019Warranty Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2019 · Amount on File
Deed SaleMar 27, 2019 · Amount on File
Deed Document Number0002967778
Prior Transfer DateDec 23, 2009
Prior Transfer Doc2009057052
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address5770 W PINE CIR, CRYSTAL RIVER, FL 34429-7517
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031880468
DateJul 23, 2021
Book Page3188/468
Instrument2021050652
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term343 Months
DueFeb 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address5770 W PINE CIR, CRYSTAL RIVER, FL 34429-7517
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030290317
DateJan 2, 2020
Book Page3029/0317
Instrument2020000186
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressDENVER, CO 80231
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateApr 5, 2019
Property Address5770 W PINE CIR, CRYSTAL RIVER, FL 34429-7517
Document Number0029670778
Book / Page2967 / 0778
Instrument DateMar 27, 2019
Instrument2019017126
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyCOMPASS TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,323.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address114 HARRISON AVE, 114, FRANKLIN SQUARE, NY 11010-3708

Transferred To (Grantee/Buyer)

NameVerified Name
Address5770 W PINE CIR, CRYSTAL RIVER, FL 34429-7517

Mortgage

Document Number2019017127
DateApr 5, 2019
Instrument2019017127
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5770 W Pine Cir was $2,148 with exemptions applied, up 5.4% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,148.00 (+5.45%) Homeowner's exemption Additional exemption filed$256,555 (+1.59%) Land $17,800 Building $238,755$256,555 (+1.59%) Land $17,800 Building $238,755
2024$2,037.00 (+2.72%) Homeowner's exemption Additional exemption filed$252,535 (-7.95%) Land $10,500 Building $242,035$252,535 (-7.95%) Land $10,500 Building $242,035
2023$1,983.00 (+6.9%) Homeowner's exemption Additional exemption filed$274,340 (+15.76%) Land $10,500 Building $263,840$274,340 (+15.76%) Land $10,500 Building $263,840
2022$1,855.00 Homeowner's exemption Additional exemption filed$236,987 Land $10,300 Building $226,687$236,987 Land $10,300 Building $226,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5770 W Pine Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims5 (1985–2024)
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5770 W Pine Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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