577 Wilson St, Winona, MN 55987 Property Records

Winona County property record for 577 Wilson St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1882
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on File
Last Sale	$159,500 (Dec 2022)
Tax Bill	$1,770 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more
APN	`32.245.0320`

Property Details

APN / Parcel Number

Primary APN	`32.245.0320`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,024 sqft
Basement Area	80 sqft
Unfinished Basement	80 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	150 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	576 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	577 WILSON ST
City	WINONA
State	MN
Zip	55987-3082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-107 RANGE-007 JENKINS & JOHNSTONS ADD LOT-007 BLOCK-003
Legal Range	007
Legal Township	107
Legal Section	27
Legal Subdivision	JENKINS & JOHNSTONS ADD
Legal Block	3
Legal Lot Number	7
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2006
Census Tract	670400

Owner

577 Wilson St is owned and occupied by an individual who bought it in December 2022.

Source: Winona County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	577 WILSON ST, WINONA, MN 55987-3082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA
Nov 8, 2022	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Apr 10, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022 · Amount on File
Deed Sale	Dec 9, 2022 · Amount on File
Prior Sale	Nov 8, 2022 · Amount on File
Deed Document Number	2022646632
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Dec 9, 2022
Property Address	577 WILSON ST, WINONA, MN 55987-3082
Document Number	000A646632
Instrument Date	Dec 9, 2022
Instrument	A646632
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.35
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 WILSON ST, WINONA, MN 55987-3082

Mortgage

Document Number	000A646633
Date	Dec 9, 2022
Instrument	A646633

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Mortgage

Document Number	000A646634
Date	Dec 9, 2022
Instrument	A646634

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Nov 8, 2022
Property Address	577 WILSON ST, WINONA, MN 55987-3082
Document Number	000A646132
Instrument Date	Nov 7, 2022
Instrument	A646132
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	DOMA INS AGCY OF MINNESOLA I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 WILSON ST, WINONA, MN 55987-3082

Mortgage

Document Number	000A646133
Date	Nov 8, 2022
Instrument	A646133

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Apr 10, 2017
Property Address	577 WILSON ST, WINONA, MN 55987-3082
Document Number	602021
Instrument Date	Apr 7, 2017
Instrument	602021
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	MN SECURED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.06
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	577 WILSON ST, WINONA, MN 55987-3082

Mortgage

Document Number	602022
Date	Apr 10, 2017
Instrument	602022

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 577 Wilson St was $1,770 with a homeowner's exemption.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,770.00 Homeowner's exemption	$183,700 (+5.15%) Land $40,200 Building $143,500	$183,700 (+5.15%) Land $40,200 Building $143,500
2025		$174,700 Land $40,200 Building $134,500	$174,700 Land $40,200 Building $134,500
2023	$1,406.00 Homeowner's exemption	$157,500 Land $38,900 Building $118,600	$157,500 Land $38,900 Building $118,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 577 Wilson St; there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980)
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 577 Wilson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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