Clay County property record for 577 White Oak Ln, Liberty, MO 64068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,399 sqft · built 1998 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,680 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-120-00-06-010.00 |
| Primary APN | 15-120-00-06-010.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,399 sqft Living Area |
| Gross Area | 3,028 sqft |
| 1st Floor Area | 1,399 sqft |
| Basement Area | 737 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 131 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 892 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 577 WHITE OAK LN |
|---|---|
| City | LIBERTY |
| State | MO |
| Zip | 64068-7412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAY MEADOWS 3RD PLAT LT 104 |
| Legal Range | 31W |
| Legal Township | 51N |
| Legal Section | 08 |
| Legal Subdivision | CLAY MEADOWS 3RD |
| Legal Lot Number | 104 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 21601 |
577 White Oak Ln is owned and occupied by an individual who acquired it in December 2021.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 577 WHITE OAK LN, LIBERTY, MO 64068-7412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 2, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2021 |
| Deed Sale | Dec 2, 2021 |
| Prior Sale | Jul 31, 2012 · Amount on File |
| Deed Document Number | 202151556 |
| Deed Book / Page | 9247 / 66 |
| Prior Transfer Date | Jul 26, 2012 |
| Prior Transfer Doc | 0000029635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 577 WHITE OAK LN, LIBERTY, MO 64068-7412 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Name | Verified Name |
|---|---|
| Address | 1753 COVINGTREE BND, INDEPENDENCE, MO 64057-1103 |
| Document Number | 0000052705 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 9254/30 |
| Instrument | 2021052705 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Dec 2, 2021 |
| Property Address | 577 WHITE OAK LN, LIBERTY, MO 64068-7412 |
| Document Number | 0000051556 |
| Book / Page | 9247 / 66 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021051556 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 577 WHITE OAK LN, LIBERTY, MO 64068-7412 |
| Document Number | 0000052705 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 2021052705 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 577 White Oak Ln was $3,680.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Liberty City |
| Unified School District | Liberty 53 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,680.00 | $51,220 | $269,579 |
| 2023 | $3,640.00 | $46,550 | $245,000 |
| 2019 | $2,905.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 577 White Oak Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 577 White Oak Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY PWS serves 30,800 people · EPA ID MO1010466 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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