577 Whispering Trl, Middletown, DE 19709 Property Records

New Castle County property record for 577 Whispering Trl, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,179 sqft · built 2002
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$479,900 (Oct 2025)
Tax Bill	$2,009 (2023)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-028.00-117`

Property Details

APN / Parcel Number

Primary APN	`23-028.00-117`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,179 sqft Living Area
1st Floor Area	1,945 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	577 WHISPERING TRL
City	MIDDLETOWN
State	DE
Zip	19709-5801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23R-2
Legal Subdivision	SPRINGMILL
Legal Lot Number	342
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	4
Census Block	4015
Census Tract	16610

Owner

577 Whispering Trl is owned by two individuals who bought it in October 2025.

Source: New Castle County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 HERBERT DR, NEW CASTLE, DE 19720-3231
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Prior Sale	Dec 13, 2002 · Amount on File
Deed Document Number	202576731
Prior Transfer Date	Feb 23, 2004
Prior Transfer Doc	0000023390
Record Updated	Oct 29, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Oct 23, 2025
Property Address	577 WHISPERING TRL, MIDDLETOWN, DE 19709-5801
Document Number	0000076731
Map Reference	DOC 200104060024238
Instrument Date	Oct 22, 2025
Instrument	20251023-0076731
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	577 WHISPERING TRL, MIDDLETOWN, DE 19709-5801

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51 HERBERT DR, NEW CASTLE, DE 19720-3231

Mortgage

Document Number	0000076735
Date	Oct 23, 2025
Instrument	20251023-0076735

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Middletown Town
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$496,500 (+486.19%) Land $86,300 Building $410,200
2024	Homeowner's exemption Senior Citizen's exemption	$84,700 (-) Land $10,700 Building $74,000	$423,720
2023	$2,009.00 Senior Citizen's exemption	$84,700 (-) Land $10,700 Building $74,000
2022	Senior Citizen's exemption	$84,700 Land $10,700 Building $74,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 577 Whispering Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 577 Whispering Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 81% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 17,700 people · EPA ID DE0000614
Water Source	Purchased surface water from ARTESIAN WATER COMPANY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880