577 Watts Hill Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 577 Watts Hill Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details2,908 sqft · built 2024
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$320,900 (Apr 2025)
Tax Bill$853 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN321-00-00-303

Property Details

APN / Parcel Number

Primary APN321-00-00-303
Alternative APN
  • 3424

Interior

Stories2 Stories
Building Area2,908 sqft Gross Area

Exterior

Year BuiltBuilt 2024
Exterior MaterialVinyl
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)

Location & Zoning

Account Number3424
Street Address577 WATTS HILL RD
CityELGIN
StateSC
Zip29045-8858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3
Legal Tract3
Legal Lot Number3
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2013
Census Tract970907

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address577 WATTS HILL RD, ELGIN, SC 29045-8858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2025 · Amount on Record
Deed SaleApr 17, 2025 · Amount on Record
Deed Document Number2025-3084
Deed Book / Page5338 / 111
Record UpdatedJun 8, 2026

April 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKERSHAW SC
Recording DateApr 17, 2025
Property Address577 WATTS HILL RD, ELGIN, SC 29045-8858
Document Number0020253084
Book / Page5338 / 111
Instrument DateMar 31, 2025
Instrument2025-3084
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 7, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$834.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address577 WATTS HILL RD, ELGIN, SC 29045-8858

Mortgage

Document Number0020253085
DateApr 17, 2025
Instrument2025-3085
Lender
NameRESOURCE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2055

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 48% of South Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watts Hill Rd

Nearby Streets

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