577 W Water Grove Dr, Eagle, ID 83616 Property Records

Ada County property record for 577 W Water Grove Dr, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,545 sqft · built 2004
Lot Size	0.451 acres (19,646 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,417 (2025)
Deeds & Mortgages	Feb 2024 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R8584540085`

Property Details

APN / Parcel Number

Primary APN	`R8584540085`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,545 sqft Living Area
Gross Area	6,855 sqft
1st Floor Area	3,937 sqft
Upper Floors Area	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	19,646 sqft (0.451 acres)
Garage Type	Attached
Garage Area	1,675 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	187 sqft
Deck Area	365 sqft
Patio Area	635 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	577 W WATER GROVE DR
City	EAGLE
State	ID
Zip	83616-5747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2-P
Legal Description	LT 30 & ELY POR OF LT 31 BL19 TWO RIVERS SUB NO 05 #0080-C #0090-S
Legal Range	01E
Legal Township	04N
Legal Section	17
Legal Subdivision	TWO RIVERS SUB NO 05
Legal Block	19
Legal Lot Number	30
Jurisdiction	ADA ID
Township / Civil Division	EAGLE
Census Block Group	2
Census Block	2052
Census Tract	10233

Owner

577 W Water Grove Dr is owned and occupied by two individuals.

Source: Ada County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	577 W WATER GROVE DR, EAGLE, ID 83616-5747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	577 W WATER GROVE DR, EAGLE, ID 83616-5747
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 W WATER GROVE DR, EAGLE, ID 83616-5747

Mortgage

Document Number	0000008494
Date	Feb 20, 2024
Instrument	2024-008494

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Max Rate	10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 577 W Water Grove Dr was $4,417 with a homeowner's exemption, down 3.6% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,396,600 (+5.12%)	$1,396,600 (+5.12%)
2025	$4,417.00 (-3.6%) Homeowner's exemption	$1,328,600	$1,328,600
2024	$4,582.00
2023		$1,218,700 Land $450,000 Building $768,700	$1,218,700 Land $450,000 Building $768,700
2022	$6,413.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 577 W Water Grove Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 577 W Water Grove Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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