577 W 5th St, Peru, IN 46970 Property Records

Miami County property record for 577 W 5th St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,688 sqft · built 1925
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$112,301 (Aug 2026)
Tax Bill	$1,398 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-20803-00`

Property Details

APN / Parcel Number

Primary APN	`021-20803-00`
Alternative APNs	`52-08-33-201-286.000-016` `01084687798`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,688 sqft Living Area
1st Floor Area	1,688 sqft
Basement Area	288 sqft
Unfinished Basement	288 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1968
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Terrain	High
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01084687798
Street Address	577 W 5TH ST
City	PERU
State	IN
Zip	46970-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-20803-00 BROWNELLS ADD. LOT 311 41 208 00300
Legal Subdivision	BROWNELLS ADDITION
Legal Lot Number	311
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	3
Census Block	3033
Census Tract	952300

Owner

Source: Miami County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	577 W 5TH ST, PERU, IN 46970-1844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Seller Carry-Back JAMES
Jul 25, 2018	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Prior Sale	Jul 25, 2018 · Amount on File
Deed Document Number	2026523383
Prior Transfer Date	Dec 10, 2010
Prior Transfer Doc	0000524634
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Aug 31, 2026
Property Address	577 W 5TH ST, PERU, IN 46970-1844
Document Number	0000523383
Instrument Date	Aug 31, 2026
Instrument	2026523383
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 W 5TH ST, PERU, IN 46970-1844

Mortgage

Document Number	0000523384,
Date	Aug 31, 2026
Instrument	2026523384

Lender

Name	JAMES
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Max Rate	-1%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jul 25, 2018
Property Address	577 W 5TH ST, PERU, IN 46970-1844
Document Number	20180523000
Instrument Date	Jul 24, 2018
Instrument	20180523000
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 W 5TH ST, PERU, IN 46970-1844

Mortgage

Document Number	20180523001
Date	Jul 25, 2018
Instrument	20180523001

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,398.00 (+7.46%) Homeowner's exemption	$152,100 (+23.26%) Land $6,600 Building $145,500	$152,100 (+23.26%) Land $6,600 Building $145,500
2024	$1,301.00 (+4.58%)
2023	$1,244.00 (+33.19%)	$123,400 Land $6,600 Building $116,800	$123,400 Land $6,600 Building $116,800
2022	$934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skyewaves Fixed Wireless	100 / 100

May also be available: Good Connections, Metronet.

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