577 W 2nd St, Peru, IN 46970 Property Records

Miami County property record for 577 W 2nd St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,368 sqft · built 1949
Lot Size	0.289 acres (12,573 sqft)
Owner	Individual Name on File
Last Sale	$48,000 (May 2020)
Tax Bill	$30 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`021-70430-00`

Property Details

APN / Parcel Number

Primary APN	`021-70430-00`
Alternative APNs	`52-08-33-203-003.000-016` `01870550414`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	796 sqft
Attic	Attic
Attic Area	1,144 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	12,573 sqft (0.289 acres)
Lot Dimensions	127 ft deep x 99 ft wide
Terrain	Rolling
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01870550414
Street Address	577 W 2ND ST
City	PERU
State	IN
Zip	46970-1868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REILLY SUBD LOTS 267 & 268 BROWNELL LOTS 1, 2 & 3 43 004 30000
Legal Subdivision	REILLY SUBDIVISION
Legal Lot Number	1-3
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	3
Census Block	3002
Census Tract	952300

Owner

577 W 2nd St is owned and occupied by an individual who bought it in May 2020.

Source: Miami County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	577 W 2ND ST, PERU, IN 46970-1868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 7, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2020 · Amount on File
Deed Sale	May 7, 2020 · Amount on File
Prior Sale	Jan 21, 2011 · Amount on File
Deed Document Number	2020521685
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	577 W 2ND ST, PERU, IN 46970-1868
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	UNKNOWN, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 W 2ND ST, PERU, IN 46970-1868

Mortgage

Document Number	20260520243
Date	Jan 21, 2026
Instrument	20260520243

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	360 S ROSEMARY AVE STE 1900, WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	May 7, 2020
Property Address	577 W 2ND ST, PERU, IN 46970-1868
Document Number	20200521685
Instrument Date	May 4, 2020
Instrument	20200521685
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200521686
Date	May 7, 2020
Instrument	20200521686

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 577 W 2nd St was $30 with a homeowner's exemption.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30.00 Homeowner's exemption	$60,000 Land $8,500 Building $51,500	$60,000 Land $8,500 Building $51,500
2023		$53,600 Land $8,500 Building $45,100	$53,600 Land $8,500 Building $45,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 577 W 2nd St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 577 W 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves.

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