577 Vista Miranda, Chula Vista, CA 91910 Property Records

San Diego County property record for 577 Vista Miranda, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,899 sqft · built 1992
Lot Size	0.132 acres (5,767 sqft)
Owner	2 Individual Names on File
Last Sale	$229,300 (Mar 1991)
Tax Bill	$5,369 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`594-431-26-00`

Property Details

APN / Parcel Number

Primary APN	`594-431-26-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,899 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	5,767 sqft (0.132 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	577 VISTA MIRANDA
City	CHULA VISTA
State	CA
Zip	91910-7929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC2RP
Legal Description	LOT 94 TR 012362
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	012362
Legal Block	1
Legal Lot Number	94
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	13421

Owner

577 Vista Miranda is owned and occupied by two individuals who acquired it in March 2003.

Source: San Diego County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	577 VISTA MIRANDA, CHULA VISTA, CA 91910-7929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Feb 18, 2022	Deed of Trust, Mortgage · FHA Mortgage CELEBRITY HOME LOANS LLC
Mar 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 1991 · Amount on File
Deed Sale	Mar 29, 1991 · Amount on File
Deed Document Number	1991142265
Last Transfer Date	Mar 20, 2003
Transfer Doc	0000691586
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 7, 2026
Property Address	577 VISTA MIRANDA, CHULA VISTA, CA 91910-7929
Document Number	0000229705
Instrument Date	Jul 28, 2026
Instrument	2026229705
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 VISTA MIRANDA, CHULA VISTA, CA 91910-7929

Mortgage

Document Number	0000229705,
Date	Aug 7, 2026
Instrument	2026229705

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.43%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	577 VISTA MIRANDA, CHULA VISTA, CA 91910-7929
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	PREMIUM TITLE INC, PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 VISTA MIRANDA, CHULA VISTA, CA 91910-7929

Mortgage

Document Number	0000077187
Date	Feb 18, 2022
Instrument	2022-0077187

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	577 VISTA MIRANDA, CHULA VISTA, CA 91910-7929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103195
Date	Mar 6, 2017
Instrument	2017-0103195

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	577 VISTA MIRANDA, CHULA VISTA, CA 91910-7929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIUM TITLE OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000165969
Date	Apr 1, 2020
Instrument	2020-0165969

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	577 VISTA MIRANDA, CHULA VISTA, CA 91910-7929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 VISTA MIRANDA, CHULA VISTA, CA 91910-7929

Mortgage

Document Number	0000738279
Date	Nov 20, 2020
Instrument	2020-0738279

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 577 Vista Miranda was $5,369 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$421,280 (+2%) Land $193,161 Building $228,119
2025	$5,369.00 Homeowner's exemption	$413,021 Land $189,374 Building $223,647
2023	$5,079.00 (+3.02%) Homeowner's exemption	$396,984 Land $182,021 Building $214,963
2022	$4,930.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 577 Vista Miranda in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 577 Vista Miranda has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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