577 Sunshine Way, Westminster, MD 21157 Property Records

Carroll County property record for 577 Sunshine Way, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,336 sqft · built 1990
Lot Size	0.359 acres (15,638 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Mar 2020)
Tax Bill	$5,646 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-105800`

Property Details

APN / Parcel Number

Primary APN	`07-105800`
Alternative APNs	`7105800` `105800`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,336 sqft Total Area
Basement Area	847 sqft
Finished Basement	847 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,638 sqft (0.359 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	158 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	105800
Street Address	577 SUNSHINE WAY
City	WESTMINSTER
State	MD
Zip	21157-4676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 78A - 15638 SF 577 SUNSHINE WAY 31-161 EDEN FARMS SC 2 AMND
Legal Subdivision	EDEN FARMS SEC 02 AMD
Legal Lot Number	78A
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2004
Census Tract	507601

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	577 SUNSHINE WAY, WESTMINSTER, MD 21157-4676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 22, 2019	Grant Deed, Transfer CLOSELINE SETTLEMENTS LLC
Mar 13, 2017	Loan Modification, Mortgage FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on File
Deed Sale	Mar 3, 2020 · Amount on File
Prior Sale	Aug 22, 2019 · Amount on File
Deed Book / Page	9586 / 193
Record Updated	Oct 29, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 3, 2020
Property Address	577 SUNSHINE WAY, WESTMINSTER, MD 21157-4676
Document Number	0095860193
Book / Page	9586 / 193
Map Reference	MB 31 PG 161
Instrument Date	Feb 26, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SWAN TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	577 SUNSHINE WAY, WESTMINSTER, MD 21157-4676

Mortgage

Document Number	0009586199
Date	Mar 3, 2020
Instrument	9586/199

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 22, 2019
Property Address	577 SUNSHINE WAY, WESTMINSTER, MD 21157-4676
Document Number	0093840083
Book / Page	009384 / 000083
Instrument Date	Aug 15, 2019
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	CLOSELINE SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Tax	$302.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3419 PLUMTREE DR #103 ELLICOTT CITY MD 210423871, 103, ELLICOTT CITY, MD 21042-3871

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	577 SUNSHINE WAY, WESTMINSTER, MD 21157-4676
Document Number	0086480005
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	254 E MAIN ST WESTMINSTER MD 211575226, WESTMINSTER, MD 21157-5226

Mortgage

Document Number	0086480005
Date	Mar 29, 2017
Book Page	008648/000005

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	UPPERCO, MD 21155

Agreement

Term	60 Months
Due	Mar 28, 2022

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,646.00 (+5.14%) Homeowner's exemption	$510,400 (+22.16%) Land $124,700 Building $385,700	$510,400 (+22.16%) Land $124,700 Building $385,700
2025	$5,370.00 (+13.75%) Homeowner's exemption
2023	$4,721.00	$417,800 Land $124,700 Building $293,100	$417,800 Land $124,700 Building $293,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ting.

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