577 State Rte 143, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 577 State Rte 143, Westerlo, NY 12193 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1920
Square Footage	1,162 sqft Living Area
Lot Size	18,731 sqft (0.43 acres)
Garage	Detached, 360 sqft
Occupancy	Owner Occupied
Tax Bill	$1,019.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`013800 139.9-3-19`
Alternative APNs	`380013900900030190000000` `13900900030190000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,162 sqft Living Area
1st Floor	1,162 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	18,731 sqft (0.43 acres)
Depth X Width	1.2 ft x 2 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	360 sqft Garage
Shed	1 Shed
Porch	1 Porch
Porch Area	228 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	13900900030190000000
Street Address	577 STATE ROUTE 143
City	WESTERLO
State	NY
Zip	12193-7700
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	19.000
Jurisdiction	ALBANY NY
Minor Civil Division	WESTERLO
Census Blockgroup	1
Census Block	1090
Census Tract	14803

Owner

Source: Albany County and Westerlo Town records · APN 013800 139.9-3-19

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	577 STATE ROUTE 143, WESTERLO, NY 12193-7700
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	577 STATE ROUTE 143, WESTERLO, NY 12193-7700
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 STATE ROUTE 143, WESTERLO, NY 12193-7700

Mortgage

Document Number	0000006707
Date	Sep 18, 2023
Instrument	R2023-16707

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Westerlo Town
Unified School District	Berne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,019.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$1,300 (-35%) Land $100 Building $1,200	$224,138 (-28.28%) Land $17,241 Building $206,897
2023		$2,000 Land $300 Building $1,700	$312,500 Land $46,875 Building $265,625

Flood & Wildfire

577 State Rte 143 is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Albany County (36001C), updated March 6, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.