San Diego County property record for 577 Shays Way, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,002 sqft · built 2002 |
| Lot Size | 1.66 acres (72,745 sqft) |
| Owner | Company Name on File |
| Last Sale | $795,000 (Jul 2019) |
| Tax Bill | $7,616 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-071-20-00 |
| Primary APN | 281-071-20-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,002 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 72,745 sqft |
| Parking Spaces | 5 Parking Spaces |
| Old Parcel Number | 2810711400 |
|---|---|
| Street Address | 577 SHAYS WAY |
| City | RAMONA |
| State | CA |
| Zip | 92065-1963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 1 W30 FT OF BLK 249 MAP 644&ALL OF TR PM17777 |
| Legal Subdivision | RAMONA |
| Legal Tract | 1017777 |
| Legal Block | 249 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 20812 |
577 Shays Way is owned by a company that bought it in July 2019 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 577 SHAYS WAY, RAMONA, CA 92065-1963 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 30, 2018 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Jul 15, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2019 · Amount on File |
| Deed Sale | Jul 15, 2019 · Amount on File |
| Prior Sale | Jun 14, 2002 · Amount on File |
| Deed Document Number | 2019281815 |
| Prior Transfer Date | Feb 7, 2011 |
| Prior Transfer Doc | 0000100023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 577 SHAYS WAY, RAMONA, CA 92065-1963 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000169686 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 2018-0169686 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 577 SHAYS WAY, RAMONA, CA 92065-1963 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 577 SHAYS WAY, RAMONA, CA 92065-1963 |
| Document Number | 0000051748 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021-0051748 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | REDLANDS, CA 92374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 15, 2019 |
| Property Address | 577 SHAYS WAY, RAMONA, CA 92065-1963 |
| Document Number | 0000281815 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 281815 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Tax | $874.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 577 SHAYS WAY RAMONA CA 920651963, RAMONA, CA 92065-1963 |
The 2025 property tax bill for 577 Shays Way was $7,616 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $886,833 (+2%) Land $334,654 Building $552,179 | |
| 2025 | $7,616.00 Homeowner's exemption | $869,445 Land $328,093 Building $541,352 |
| 2023 | $8,786.00 (-1.07%) Homeowner's exemption | $835,685 Land $315,353 Building $520,332 |
| 2022 | $8,881.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 577 Shays Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 20 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 577 Shays Way is high, ranking above 77% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 54% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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