577 Scarlett Rdg, Sylva, NC 28779 Property Records

Jackson County property record for 577 Scarlett Rdg, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,904 sqft · built 1995
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,500 (Jun 2019)
Tax Bill	$1,361 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Dec 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7661-52-5177`

Property Details

APN / Parcel Number

Primary APN	`7661-52-5177`
Alternative APN	`182846`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,904 sqft Heated Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Finished Basement	952 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	1 Parking Space
Deck Area	52 sqft
Patio Area	584 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	577 SCARLETT RDG
City	SYLVA
State	NC
Zip	28779-9145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 41A CANE CK RIDGE
Legal Subdivision	CANE CREEK RIDGE
Legal Lot Number	41A
Jurisdiction	JACKSON NC
Township / Civil Division	CULLOWHEE
Census Block Group	1
Census Block	1010
Census Tract	950700

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	577 SCARLETT RDG, SYLVA, NC 28779-9145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2019	Warranty Deed, Transfer QUICKEN LNS
Dec 13, 2019	Correction Deed, Construction Loan · Construction Mortgage QUICKEN LNS
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2019 · Amount on Record
Deed Sale	Jun 6, 2019 · Amount on Record
Prior Sale	Nov 15, 2016 · Amount on Record
Deed Book / Page	2239 / 1584
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 6, 2019
Property Address	577 SCARLETT RDG, SYLVA, NC 28779-9145
Document Number	0022391584
Book / Page	002239 / 001584
Instrument Date	Jun 6, 2019
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 7 SYLVA NC 287790007, SYLVA, NC 28779-0007

Mortgage

Document Number	22391587
Date	Jun 6, 2019
Book Page	002239/001587

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

December 2019: Correction Deed, Construction Loan

Document Type	Correction Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 13, 2019
Property Address	577 SCARLETT RDG, SYLVA, NC 28779-9145
Document Number	0022560884
Book / Page	002256 / 000884
Instrument Date	Jun 6, 2019
Transaction Type	Construction Loan
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	577 SCARLETT RDG SYLVA NC 287799145, SYLVA, NC 28779-9145

Mortgage

Document Number	22560884
Date	Dec 13, 2019
Book Page	002256/000884

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	577 SCARLETT RDG, SYLVA, NC 28779-9145
Document Number	0022221594
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 SCARLETT RDG SYLVA NC 287799145, SYLVA, NC 28779-9145

Mortgage

Document Number	0022221594
Date	Sep 20, 2018
Book Page	002222/001594

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	EL DORADO, AR 71730

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 19, 2033

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	577 SCARLETT RDG, SYLVA, NC 28779-9145
Document Number	0022221584
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 SCARLETT RDG SYLVA NC 287799145, SYLVA, NC 28779-9145

Mortgage

Document Number	0022221584
Date	Sep 20, 2018
Book Page	002222/001584

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	214 N WASHINGTON AVE, EL DORADO, AR 71730-5620

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 19, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$358,379 (+44.54%) Land $43,360 Building $315,019
2025	$1,361.00 (+44.48%)
2023	$942.00	$247,950 Land $47,530 Building $200,420

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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