Guadalupe County property record for 577 Saddle Back Trl, Cibolo, TX 78108 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 2013 |
| Lot Size | 0.16 acres (6,950 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,131 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G0583902103200000 |
| Primary APN | 1G0583902103200000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| Gross Area | 2,063 sqft |
| 1st Floor Area | 1,564 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,950 sqft (0.16 acres) |
| Lot Dimensions | 109 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 415 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 149 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 577 SADDLE BACK TRL |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CIBOLO VALLEY RANCH #9 BLOCK 21 LOT 32 |
| Legal Subdivision | CIBOLO VALLEY RANCH #9 |
| Legal Tract | 32 |
| Legal Block | 21 |
| Legal Lot Number | 32 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 210718 |
Source: Guadalupe County records · APN 1G0583902103200000
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 31236, SALT LAKE CITY, UT 84131-0236 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA |
| Jun 14, 2021 | Warranty Deed, Transfer SELENE TITLE LLC |
| Jun 11, 2020 | Deed of Trust, Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2021 |
| Deed Sale | Jun 14, 2021 |
| Prior Sale | Apr 30, 2014 · Amount on Record |
| Deed Document Number | 202199020357 |
| Prior Transfer Date | Apr 25, 2014 |
| Prior Transfer Doc | 0000007128 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 577 SADDLE BACK TRL, CIBOLO, TX 78108-3808 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | SELENE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0099038978 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 202199038978 |
| Name | ROYAL BANK OF CANADA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10281 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jun 14, 2021 |
| Property Address | 577 SADDLE BACK TRL, CIBOLO, TX 78108-3808 |
| Document Number | 0099020357 |
| Map Reference | VOL 8 PG 41&42 |
| Instrument Date | May 28, 2021 |
| Instrument | 202199020357 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2021 |
| Title Company | SELENE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 577 SADDLE BACK TRL, CIBOLO, TX 78108-3808 |
| Document Number | 0000015244 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 577 SADDLE BACK TRL CIBOLO TX 781083808, CIBOLO, TX 78108-3808 |
| Document Number | 0000015244 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 15244 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jun 17, 2045 |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,792 (-3.8%) Land $45,275 Building $210,517 | $255,792 (-3.8%) Land $45,275 Building $210,517 | |
| 2025 | $5,131.00 (-7.13%) | $265,909 (-9.65%) Land $41,685 Building $224,224 | $265,909 (-9.65%) Land $41,685 Building $224,224 |
| 2024 | $5,525.00 (-2.83%) | ||
| 2023 | $5,686.00 (-2.12%) | $294,310 Land $51,685 Building $242,625 | $294,310 Land $51,685 Building $242,625 |
| 2022 | $5,809.00 |
Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107181, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low above 34% of the US · above 9% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 661 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, CellTex Networks, AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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