577 S Monterey St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 577 S Monterey St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,818 sqft · built 1993
Lot Size	0.158 acres (6,904 sqft)
Owner	2 Individual Names on File
Last Sale	$147,900 (Jul 2000)
Tax Bill	$1,975 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`302-32-765`

Property Details

APN / Parcel Number

Primary APN	`302-32-765`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
1st Floor Area	1,818 sqft

Exterior

Year Built	Built 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,904 sqft (0.158 acres)
View / Lot	Excellent
Parking Spaces	2 Parking Spaces
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	577 S MONTEREY ST
City	GILBERT
State	AZ
Zip	85233-6852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CANTAMAR TWO MCR 346-24
Legal Range	05E
Legal Township	01S
Legal Section	13
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	CANTAMAR 2 LOT 137-175 TR A
Legal Lot Number	173
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	422403

Owner

577 S Monterey St is owned and occupied by two individuals who acquired it in January 2020.

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	577 S MONTEREY ST, GILBERT, AZ 85233-6852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Mar 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC
Feb 8, 2020	Deed of Trust, Mortgage · Line of Credit DESERT FIN'L FCU
Jan 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2000 · Amount on File
Deed Sale	Jul 28, 2000 · Amount on File
Prior Sale	Sep 11, 2006
Deed Document Number	0000574580
Deed Book / Page	302
Last Transfer Date	Jan 24, 2020
Transfer Doc	0000064521
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	577 S MONTEREY ST, GILBERT, AZ 85233-6852
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 S MONTEREY ST, GILBERT, AZ 85233-6852

Mortgage

Document Number	0000112780
Date	Feb 27, 2026
Instrument	20260112780

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	577 S MONTEREY ST, GILBERT, AZ 85233-6852
Transaction Type	Mortgage
Record Updated	Apr 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 S MONTEREY ST, GILBERT, AZ 85233-6852

Mortgage

Document Number	0000163602
Date	Mar 31, 2023
Instrument	20230163602

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	577 S MONTEREY ST, GILBERT, AZ 85233-6852
Document Number	0000123042
Instrument Date	Feb 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	577 S MONTEREY ST GILBERT AZ 852336852, GILBERT, AZ 85233-6852

Mortgage

Document Number	0000123042
Date	Feb 13, 2020
Instrument	123042

Lender

Name	DESERT FIN'L FCU
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 24, 2020
Property Address	577 S MONTEREY ST, GILBERT, AZ 85233-6852
Document Number	0000064521
Instrument Date	Jan 17, 2020
Instrument	64521
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	577 S MONTEREY ST GILBERT AZ 852336852, GILBERT, AZ 85233-6852

Tax Assessment & Valuation

The 2025 property tax bill for 577 S Monterey St was $1,975.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,730	$427,300 Land $85,400 Building $341,900
2025	$1,975.00
2024		$43,710	$437,100 Land $87,400 Building $349,700
2023	$1,910.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 577 S Monterey St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 577 S Monterey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, WeLink Communications.

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