577 S Circle Rd, Memphis, TN 38127 Property Records

Shelby County property record for 577 S Circle Rd, Memphis, TN 38127

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,617 sqft · built 1965
Lot Size	29.7 acres (1,293,732 sqft)
Owner	2 Individual Names on File
Last Sale	$349,000 (Mar 2022)
Tax Bill	$1,014 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`D0-144-0-0026`

Property Details

APN / Parcel Number

Primary APN	`D0-144-0-0026`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
Gross Area	2,057 sqft
1st Floor Area	1,617 sqft
Utility Area	60 sqft
Family Room	Family Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	1,293,732 sqft
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	577 S CIRCLE RD
City	MEMPHIS
State	TN
Zip	38127-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Description	N.KNAUSS S-CRONE ET AL E HORTON W HORTON
Legal Subdivision	COTTON AND ACUFF
Legal Lot Number	4
Jurisdiction	SHELBY TN
Township / Civil Division	1
Census Block Group	2
Census Block	2006
Census Tract	20101

Owner

577 S Circle Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	577 S CIRCLE RD, MEMPHIS, TN 38127-2641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2022 · Amount on File
Deed Sale	Mar 10, 2022 · Amount on File
Deed Document Number	202227594
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 10, 2022
Property Address	577 S CIRCLE RD, MEMPHIS, TN 38127-2641
Document Number	0022027594
Instrument Date	Feb 25, 2022
Instrument	22027594
Transaction Type	Transfer
Record Updated	May 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,291.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 S CIRCLE RD, MEMPHIS, TN 38127-2641

Mortgage

Document Number	0022027595
Date	Mar 10, 2022
Instrument	22027595

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 577 S Circle Rd was $1,014, up 0.2% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,014.00 (+0.2%)	$37,700 Land $11,875 Building $25,825	$150,800 Land $47,500 Building $103,300
2024	$1,012.00
2023		$29,875 Land $5,950 Building $23,925
2022	$1,012.00
2021			$119,500 Land $23,800 Building $95,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 577 S Circle Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 577 S Circle Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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