577 Rutledge Ave, Charleston, SC 29403 Property Records

Charleston County property record for 577 Rutledge Ave, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,018 sqft · built 1930
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Tax Bill	$6,788 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2022 Transfer
Flood Zone	Zone X (moderate risk)
APN	`460-07-02-138`

Property Details

APN / Parcel Number

Primary APN	`460-07-02-138`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	1,018 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	124 ft deep x 33 ft wide
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	577 RUTLEDGE AVE
City	CHARLESTON
State	SC
Zip	29403-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -577 RUTLEDGE AVE DESCRIPTION -LT 12
Legal Subdivision	577 RUTLEDGE AVE
Legal Lot Number	12
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1001
Census Tract	1100

Owner

577 Rutledge Ave is owned by an individual who acquired it in February 2022.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4355 RAINER DR, ATLANTA, GA 30349-3993
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 8, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 24, 2022
Transfer Doc	0010980374
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	577 RUTLEDGE AVE, CHARLESTON, SC 29403-4648
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4355 RAINER DR, ATLANTA, GA 30349-3993

Mortgage

Document Number	0011630248
Date	Feb 10, 2023
Book Page	1163/248

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Apr 8, 2022
Property Address	577 RUTLEDGE AVE, CHARLESTON, SC 29403-4648
Document Number	0010980374
Book / Page	1098 / 374
Instrument Date	Feb 24, 2022
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4355 RAINER DR, ATLANTA, GA 30349-3993

Tax Assessment & Valuation

The 2025 property tax bill for 577 Rutledge Ave was $6,788, up 11.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,788.00 (+11.76%)	$400,430 (+1,816.85%) Land $372,945 Building $27,485	$470,800 Land $406,500 Building $64,300
2024	$6,074.00	$20,890
2022	$2,842.00	$10,390	$348,200 Land $324,300 Building $23,900
2020			$348,200 Land $324,300 Building $23,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 577 Rutledge Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 104 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 units insured incl. 16 condo units
Nearby Flood Claims	26 (1989–2018)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jul 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 577 Rutledge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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