577 Ponderosa Rd, Chaffee, MO 63740 Property Records

Scott County property record for 577 Ponderosa Rd, Chaffee, MO 63740

Property Summary

Property Type	Residential Vacant Land
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Mar 2019)
Tax Bill	$80 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-4.0-17.00-000-002-015.00`

Property Details

APN / Parcel Number

Primary APN	`04-4.0-17.00-000-002-015.00`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	577 PONDEROSA RD
City	CHAFFEE
State	MO
Zip	63740-9100
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	PT NW1/4 SW1/4
Legal Range	13E
Legal Township	29N
Legal Section	17
Legal Block	2
Jurisdiction	SCOTT MO
Township / Civil Division	KELSO
Census Block Group	1
Census Block	1082
Census Tract	780200

Owner

577 Ponderosa Rd, residential vacant land, is owned and occupied by two individuals who bought it in March 2019.

Source: Scott County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	577 PONDEROSA RD, CHAFFEE, MO 63740-9100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Construction Mortgage BANK OF MO
Mar 4, 2019	Warranty Deed, Transfer · Commercial Mortgage THE BANK OF MISSOURI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on File
Deed Sale	Mar 4, 2019 · Amount on File
Deed Document Number	2019917
Deed Book / Page	2019 / 917
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Recording Date	Jul 22, 2026
Property Address	577 PONDEROSA RD, CHAFFEE, MO 63740-9100
Document Number	0000003075
Book / Page	2026 / 3075
Instrument Date	Jul 21, 2026
Instrument	20263075
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	COMMUNITY TITLE, RELIABLE COMMUNITY TITLE COM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 PONDEROSA RD, CHAFFEE, MO 63740-9100

Mortgage

Document Number	0000003075,
Date	Jul 22, 2026
Book Page	2026/3075
Instrument	20263075

Lender

Name	BANK OF MO

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 21, 2027

Interest

Rate	6.49%
Max Rate	-1%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Mar 4, 2019
Property Address	577 PONDEROSA RD, CHAFFEE, MO 63740-9100
Document Number	2019/0917
Book / Page	2019 / 0917
Instrument Date	Mar 1, 2019
Instrument	20190917
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	NOT AVAILABLE, RELIABLE CMNTY TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	200 E PATRICK ST LOT 17, 17, MARION, IL 62959-2991

Mortgage

Document Number	20190918
Date	Mar 4, 2019
Instrument	20190918

Lender

Name	THE BANK OF MISSOURI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 577 Ponderosa Rd was $80.

Source: Scott County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Scott County
Unified School District	Chaffee R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,690 (-)
2025	$80.00	$1,690	$8,920 Land $8,920
2023		$1,690	$8,920 Land $8,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 577 Ponderosa Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2011–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 577 Ponderosa Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAFFEE PWS serves 3,054 people · EPA ID MO4010154
Water Source	Groundwater
Last State Inspection	May 2024
Also Mapped Here	SCOTT COUNTY PWSD 4
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GoSEMO.

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