577 Pepper Ridge Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 577 Pepper Ridge Rd, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,646 sqft · built 1975
Lot Size	0.568 acres (24,742 sqft)
Owner	Individual Name on Record
Last Sale	$109,800 (Aug 1989)
Tax Bill	$4,200 (2025)
Deeds & Mortgages	Sep 2023 Transfer Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`39-31-10B-091`

Property Details

APN / Parcel Number

Primary APN	`39-31-10B-091`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	792 sqft
Basement Area	770 sqft
Finished Basement	440 sqft
Unfinished Basement	330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	24,742 sqft (0.568 acres)
View / Lot	Cul-de-sac
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	20 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	577 PEPPER RIDGE RD
City	CINCINNATI
State	OH
Zip	45244-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEPPER RIDGE; LOT 3
Legal Subdivision	PEPPER RIDGE
Legal Lot Number	3
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2008
Census Tract	41406

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	577 PEPPER RIDGE RD, CINCINNATI, OH 45244-1250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Affidavit of Death of Joint Tenant, Transfer
Sep 26, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 1989 · Amount on Record
Deed Sale	Aug 1, 1989 · Amount on Record
Last Transfer Date	Sep 25, 2023
Transfer Doc	0000017837
Record Updated	Jun 8, 2026

September 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLERMONT OH
Recording Date	Sep 26, 2023
Property Address	577 PEPPER RIDGE RD, CINCINNATI, OH 45244-1250
Document Number	0000017837
Book / Page	2953 / 2237
Map Reference	MB K PG 25
Instrument Date	Sep 25, 2023
Instrument	202300017837
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 PEPPER RIDGE RD, CINCINNATI, OH 45244-1250

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLERMONT OH
Recording Date	Sep 26, 2023
Property Address	577 PEPPER RIDGE RD, CINCINNATI, OH 45244-1250
Document Number	0000017873
Book / Page	2953 / 2462
Map Reference	MB R PG 25
Instrument Date	Sep 25, 2023
Instrument	202300017873
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	577 PEPPER RIDGE RD, CINCINNATI, OH 45244-1250

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	Milford Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,200.00 (-1.73%)	$93,770 (-) Land $18,410 Building $75,360
2024	$4,274.00 (-62.27%) Homeowner's exemption	$93,770 (-) Land $18,410 Building $75,360	$267,900 (-) Land $52,600 Building $215,300
2023	$11,327.00 (+199.5%) Homeowner's exemption	$93,770 (+50.25%) Land $18,410 Building $75,360	$267,900 (+50.25%) Land $52,600 Building $215,300
2022	$3,782.00 Homeowner's exemption	$62,410 Land $12,250 Building $50,160
2020			$178,300 Land $35,000 Building $143,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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