577 Parker Head Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 577 Parker Head Rd, Phippsburg, ME 04562

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 600 sqft · built 1834
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,800 (Aug 2008)
Tax Bill	$3,015 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:011 L:016`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:011 L:016`
Alternative APN	`1532`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	600 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 1834
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1532
Street Address	577 PARKER HEAD RD
City	PHIPPSBURG
State	ME
Zip	04562-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Lot Number	16
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	2
Census Block	2016
Census Tract	970700

Owner

Source: Sagadahoc County and Phippsburg Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2310 ASPEN DR, NEWPORT, KY
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage FIRST FEDERAL
Nov 1, 2021	Deed of Trust, Mortgage · ARM FIRST FSLA
Jan 27, 2017	Deed of Trust, Mortgage FIRST FED'L S&L ASSN/BATH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2008 · Amount on Record
Deed Sale	Aug 4, 2008 · Amount on Record
Deed Book / Page	3007 / 322
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Recording Date	Oct 5, 2026
Property Address	577 PARKER HEAD RD, PHIPPSBURG, ME 04562-4516
Document Number	0000005635
Instrument Date	Sep 29, 2026
Instrument	20265635
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 PARKER HEAD RD, PHIPPSBURG, ME 04562-4516

Mortgage

Document Number	0000005635,
Date	Oct 5, 2026
Instrument	20265635

Lender

Name	FIRST FEDERAL

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2041

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	577 PARKER HEAD RD, PHIPPSBURG, ME 04562-4516
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9514
Date	Nov 1, 2021
Instrument	2021R-09514

Lender

Name	FIRST FSLA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 27, 2026
Index	1-Year CMT

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	577 PARKER HEAD RD, PHIPPSBURG, ME 04562-4516
Document Number	0000000698
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 PARKER HEAD RD PHIPPSBURG ME 045624516, PHIPPSBURG, ME 04562-4516

Mortgage

Document Number	0000000698
Date	Jan 31, 2017
Instrument	698

Lender

Name	FIRST FED'L S&L ASSN/BATH
Type	Federal Savings Bank
Address	BATH, ME 04530

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 30, 2042

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,015.00 (+4.87%)	$244,100 (-) Land $130,100 Building $114,000
2024	$2,875.00 (+2.94%)	$244,100 (-) Land $130,100 Building $114,000
2023	$2,793.00 (+13.08%)	$244,100 (-) Land $130,100 Building $114,000
2022	$2,470.00	$244,100 Land $130,100 Building $114,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Mar 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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